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Crypto

bitpanda
Crypto
·Nov. 25, 2022

Bitpanda obtains German BaFin license for crypto assets

The company now holds the most registrations and licenses of any crypto exchange platform in the European Union.
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tokenization open finance
Fintech
·May. 30, 2023

Open finance and financial contract tokenization – A crossover to supercharge markets

Tokenization has been set for some time to cause disruption but open finance incorporation may be key to realize its growth.
Read Full Story
central bank / CBDCCryptodecentralized financeopen sourcephilosophyregulation & compliancestablecoins
·Dec. 21, 2020

Crypto regulatory wargames with FinCen, FCA, and the US House of Reps, impacting Paxos, Compound, BBVA, and Northern Trust

This week, we look at:

  • Proposed US regulation from FinCEN, legislation from the House of Representatives, and UK FCA registration requirements that would impact the crypto industry

  • The difference between competition for share within an established market, and competition between market paradigms (think MSFT vs. open source, finance vs. DeFi)

  • The crypto custodian moves from BBVA, Standard Charters, and Northern Trust

  • The bank license moves from Paxos and BitPay, as well as the planned launch of a new chain by Compound, in the context of the framework above

Permissionless finance is a paradigm breach. It pays no regard for the very nature of the incumbent financial market. Without banking, it creates its own banks. Without a sovereign, it bestows law on mathematics and consensus. Without broker/dealers, it creates decentralized robots. And so on. It tilts the world in such a way as to render the economic power of the incumbent financial market less important. Not powerless -- the allure of institutional capital is a constant glimmer of greedy, opportunistic hope. But the hierarchy of traditional finance does not extend to DeFi, and thus has to be re-battled for the incumbent. This is cost, and annoying.

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regulation
Crypto
·Feb. 28, 2023

DeFi compliance within the regulatory “crackdown”

The DeFi regulatory landscape is experiencing a shift, and it seems, no-one is safe. Compliance is becoming ever more challenging.
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Crypto
·Oct. 25, 2022

How will Web3 payments go mainstream?

Nikola Plecas from Visa Europe and Nick Charteris from Crypto.com discuss how web3 payments will go mainstream at Merge in London on October 18, 2022
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latam inflation map
Crypto
·Jul. 27, 2022

How to increase adoption of DeFi in LatAm

LatAm is seeing skyrocketing inflation and DeFi could mean survival for many citizens, but how can adoption be maximized?
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artificial intelligenceaugmented realityCryptodecentralized financeMetaverse / xR
·Oct. 19, 2020

From Fintech to Augmented Reality Commerce to Artificially Intelligent Agents

I presented earlier this week at the Ally Invest virtual conference, and the prompt asked for a description of what happens to finance from Fintech to Crypto / Blockchain to Augmented Reality / Virtual Worlds and finally to Artificial Intelligence.

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Anti-Money Laundering concept. AML. US Dollars hanging on ropes
Opinion
·Apr. 19, 2023

How AI can help cryptocurrency firms avoid AML regulatory crosshairs

From an anti-money laundering perspective, organizations had significant increases in new customers and transactions over a short period.
Read Full Story
Cryptodecentralized financeNFTs and digital objectsstablecoins
·Dec. 11, 2020

5 Reactions to Messari’s 134 page crypto report

Sometimes more is more, and sometimes less is more.

In that spirit, we strongly urge you to check out Messari’s Crypto Theses for 2021. It is a mammoth work of 134 pages, covering each and every development in the ecosystem.

If you don’t want to fuss around with the email gate, the direct link is here.

We are going to pick out five things that are interesting to us substantively and provide a view below. By pick out, we mean screenshot and respond.

Read Full Story
AfricacrowdfundingCryptoInvestingpaytech
·Nov. 26, 2021

Powering the FX behind Africa’s trillion-dollar growth, with Aza CEO Elizabeth Rossiello

In this conversation, we chat with Elizabeth Rossiello – the CEO and founder of AZA, an established provider of currency trading solutions which accelerate global access to frontier markets through an innovative infrastructure. Elizabeth founded the company in 2013 in Nairobi, Kenya and has expanded it to 10+ markets across Africa and Europe.

Before founding AZA, Elizabeth was a rating analyst for microfinance institutions across sub-Saharan Africa, consulting for Grameen Foundation, Gates Foundation and the Acumen Fund, as well as working with regulators and policy-makers on legislation for financial innovations. Elizabeth co-chairs the World Economic Forum's Council on Blockchain and holds an M.A. in International Business and Finance from Columbia University.

More specifically, we touch on ratings agencies and the activity of rating intitutions, M-Pesa and how it influenced the thinking towards a crypto-centric future, Africa’s banking landscape and some of the outstanding issues it faces, Bitpesa and how it became Aza, banking infrastructure in Africa, and so so much more!

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