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Finance

FinanceFintechNews Roundup
·Nov. 9, 2016

Uber Offering Debit Cards in Latin American Markets with Bankaool

Uber, the driving service, has launched a debit card product in Latin America, in conjunction with innovative bank, Bankaool; the continent as a whole demonstrates 1.1 mobile phone connections per capita, yet only 14% of the overall population has a traditional savings account; it's difficult to obtain a debit or credit card without being able to link it to a bank account with savings; Bankaool claims to be the first Mexican-based bank where you can fully open a bank account or obtain a card via an online application; Uber acknowledged that a payment card was essential for riders using its service.  Source

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block
Fintech
·Feb. 24, 2023

Block shows resilience and a refocused investment framework

Block's Q4 2022 earnings surpassed market expectations. Dorsey outlined the future focus for the business.
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FinanceNews RoundupUSA
·Nov. 8, 2016

US Supreme Court to Assess Whether Banks are Liable for Predatory Lending to Minorities

A legal case initiated by the city of Miami, Florida has reached the Supreme Court; the case (a combination of two earlier cases) claims that banks, including Bank of America and Wells Fargo, are financially liable for a decade of targeting blacks, Latinos and other minorities for loans with risky terms, including prepayment penalties, negative amortization and no documentation; there is concern that the case may be delayed until the Supreme Court regains a tie-breaking ninth Justice, or result in a return to the lower courts.  Source

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FinanceNews RoundupOnline LendingUSA
·Sep. 9, 2016

Morgan Stanley Yet to See Lending Club’s Turning Point

IRS building plate
Fintech
·Apr. 27, 2022

Tax Guard brings unique advantage to loan screening

Tax Guard gives lenders proactive insight into hidden tax risks before liens are filed through unique links with the IRS.
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Marco Argenti at Fintech nexus USA 2023
Fintech Nexus USA 2023
·May. 10, 2023

USA 2023: Superhuman potential giant corporate carrot in AI revolution

The ability to bolster human knowledge in a short amount of time is a tantalizing prospect for the application of artificial intelligence.
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FinanceNews Roundup
·Apr. 1, 2019

The Current Reality of Crypto and ICOs

Recent data shows that startups raised $118 million in Q1 via ICOs or initial coin offerings, down significantly from $6.9...
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lending club q42022 presentation
Finance
·Feb. 8, 2023

LendingClub outlines cautious approach to support long-term growth

LendingClub saw revenue and earnings at the high end of their guidance range but, due to ongoing uncertainty remain reserved with next steps.
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Finance
·Nov. 16, 2023

TransUnion report questions FHFA bi-merge shift strategy

Research from TransUnion suggests that the Federal Housing Finance Agency’s (FHFA) move to a bi-merge system could significantly impact both consumers and lenders while providing little benefit.
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international students
Lending
·Jul. 27, 2023

Earnest and Nova Credit Launch International Student Loans

Despite bringing invaluable global talent to the US, international students face a critical hurdle to higher education - student loans.
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