Fintech

Banking is at an interesting inflection point. There is better technology available today than ever before that can really help banks run more efficiently as their customers are demanding faster and more user-friendly services. At the same time, looming over the horizon is blockchain technology, DeFi, stablecoins and more that could make some of today’s cutting-edge technology obsolete. My next guests on the Fintech One-on-One podcast are living at the center of this conundrum. Ryan Zacharia and Adam Aspes are […]

Banks, credit unions and newcomers step up lending to lower credit tiers to build balances and revenues. The great unknown: inflation.

DAOs or Distributed Autonomous Organizations offer low-barrier opportunities to coordinate assets, ideas: Kraken report

The second Super Bowl of the Covid-19 pandemic on Sunday featured a variety of first-time advertisers, including a slew of financial technology and cryptocurrency players, plus the return of travel ads to the game.

Brent Whitehead and Matt Lohstroh are mining bitcoin off flare gas from oil drilling.

Starling Bank Ltd. is weighing plans for a fresh funding round that could value the U.K. challenger at around 2.5 billion pounds ($3.4 billion), according to people familiar with the matter.

"Concerns about providing liquidity for consumers should be met with actual small credit," Pew analysts wrote. "January's developments prove that scenario is becoming an industry norm."

A federal judge last week upheld "valid when made" rules that support such arrangements. But analysts say an appeals fight is likely, and new leadership at the OCC and FDIC could change the agencies' view of interest rate exportation across state lines.

Fintech firm Klarna reveals that most consumers don't know how exactly much interest they're charged when using credit cards.

Traditional credit scores are becoming a relic and SMBs need new underwriting models and financing options to flourish, says Tillful founder and CEO Ken So.