Two out of five turndowns could become viable loans if traditional institutions augment credit scores with alternative data from deposits.
Current is a New York-based digital bank with around 800,000 customers, many of whom live paycheck to paycheck; they have...
In the post-pandemic world, digital-on-demand isn’t good enough anymore.
Sometimes you think there’s not much more to say about a subject. Then a friend sends you some links and suddenly you’re falling down another rabbit hole, this one all about banks and climate change. A friend of mine just shared a bunch of documents about banks’ funding of fossil …
Open Banking has not increased account switching, but that doesn't mean that Open Banking is failing because account switching is an irrelevant metric of Open Banking’s success or failure.
Comply Advantage and LendIt sent a survey to 1,000+ LendIt subscribers, including domestic and international fintechs and services providers, with 15 questions on risk management, tech, performance, and data collection.
Highlights: Comply Advantage, in partnership with LendIt, released a research whitepaper exploring business hyper-growth and comliance.
Faster and cheaper payments designed for ecommerce depend on open banking partnerships between fintechs and financial institutions.
When an emergency expense happens for a homeowner advances in embedded finance makes it easier for both the contractor and the homeowner
I haven’t written much about Facebook’s digital currency Diem, as there’s not much to write about. A dead duck from day one, it would never succeed. I said so back when it launched in 2019: The bottom-line is that Facebook may have developed a stablecoin using blockchain to enable global …