How and when should lenders modernize? Here are five key areas where lenders should consider accelerating their modernization methods
As embedded finance grows in prevalence and popularity, businesses must consider BaaS and understand the impact different licenses offered by providers will have on their offerings.
·
While more people are shopping online, they are increasingly concerned about their digital security. Might passkeys be the answer? Quintin Stephen believes they will help.
Tokenized financial smart contracts could give real-time insight into the cashflows of institutions, moving away from the quarterly snapshot.
Gov. DeSantis has said that Florida won't accept a CBDC, due to privacy and surveillance concerns. Stonewalling could be part of the problem.
With community banks pulling back on lending to small businesses vertical software platforms are filling the void. They provide software, of course, but are increasingly also providing access to capital.
Earned Wage Access (EWA) providers could be creating potential consumer debt with the same perspective for jeopardy as BNPL.
Regional banks have taken a beating - fintechs' customer centric flexibility may provide an answer to their flawed system.
Earned Wage Access has specific legislation in Nevada, Missouri and now Wisconsin after the governor signed a new law this week.
Mobility giant Uber kicks off its fintech business in Mexico, the latest move from the US company to ramp up financial services overseas.