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Fintech Nexus Newsletter

Fintech Nexus Newsletter
·Sep. 27, 2023

Atomic Launches PayLink for Auto Switching Recurring Payments

By Peter Renton Yesterday, Atomic released an interesting new open banking tool called PayLink. One of the pain points for switching bank accounts...
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Fintech Nexus Newsletter
·Apr. 9, 2024

Fintech Nexus Newsletter (April 9, 2024): Petal to be acquired by Empower

In May of last year, Petal announced it had raised a new funding round and was spinning off its infrastructure unit, Prism Data. But then we heard in November that Petal was struggling and looking for a buyer.
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Fintech Nexus Newsletter
·Mar. 1, 2024

Fintech Nexus Newsletter (March 1, 2024): New York Community Bank struggles worsen

We are almost one year removed from the banking crisis precipitated by the struggles at Silicon Valley Bank. Now, another bank is having its own struggles. New York Community Bank (NYCB) has announced a new CEO and discovered "material weaknesses" in some of its internal procedures.
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Silicon Valley Bank - Fintech Nexus News
Fintech Nexus Newsletter
·Jan. 8, 2024

Fintech Nexus Newsletter (January 8, 2024): An update for fintech companies: Silicon Valley Bank in 2024

After they famously imploded in March 2023, you could be forgiven for thinking that Silicon Valley Bank's fintech business was done. Not so. This time last year SVB was still the go-to bank for fintech companies, with the vast majority of venture-backed firms as clients. That changed in March.
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Fintech Nexus Newsletter
·Jan. 23, 2024

Fintech Nexus Newsletter (January 23, 2024): Grayscale sees massive outflows of its Bitcoin ETF

It has been almost two weeks since the SEC approved Bitcoin ETFs and we now have some data on the 10 ETFs that have been trading since then. The two biggest and oldest names in finance are leading the way: BlackRock and Fidelity. Each fund has attracted more than $1 billion in inflows.
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Fintech is losing a champion in Congress - Fintech Network News
Fintech Nexus Newsletter
·Dec. 6, 2023

Fintech Nexus Newsletter (December 6, 2023): Fintech is losing a champion in Congress

House Financial Services Committee Chairman Patrick McHenry (R-NC) announced yesterday that he will not be seeking reelection to the North Carolina seat he has held for almost 20 years. Over the years whether serving as the Committee Chairman or as the Ranking Member, he has been a tireless champion for financial innovation on the House Financial Services Committee.
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Fintech Nexus Newsletter
·May. 21, 2024

Fintech Nexus Newsletter (May 21, 2024): CFPB Director calls out credit reporting and credit scores for price gouging

Speaking at an event yesterday, CPFB Director Rohit Chopra said his agency is looking at "price gouging" in credit reporting. With credit reports required for selling mortgages to Fannie and Freddie, mortgage lenders have no choice but to pay for them. Some lenders have shared that the costs for credit reports have increased by up to 400% since 2022.
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Fintech Nexus Newsletter
·Apr. 2, 2024

Fintech Nexus Newsletter (April 2, 2024): Private equity firm to acquire Canada’s Nuvei for $6.3 billion

This deal was first rumored to be happening in mid-March.  Yesterday, it became official. Private equity firm Advent International has agreed to acquire Nuvei in an all-cash deal valued at $6.3 billion.
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OCC-Issues-Guidance-on-BNBL-for-Banks-Fintech-Nexus-Newsletter
Fintech Nexus Newsletter
·Dec. 7, 2023

Fintech Nexus Newsletter (December 7, 2023): OCC issues guidance on BNPL for banks

Yesterday, the OCC issued new guidance for banks, addressing the risks of buy now pay later lending. The guidance focused on the popular "pay in 4" segment of BNPL.  Not surprisingly, the national bank regulator recommended tight oversight of third-party servicers, the importance of transparent loan terms and fraud mitigation.
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Fintech Nexus Newsletter
·Dec. 14, 2023

Fintech Nexus Newsletter (December 14, 2023): Upgrade launches a new kind of secured credit card

Upgrade continues to break new ground in consumer fintech. When the Upgrade Card launched in 2019, it was the first credit card ever to marry the benefits of a revolving line of credit with a fixed-rate installment loan.
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