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Different people at a pedestrian crossing with social heart icons and likes in the city. People at a zebra pedestrian crossing - a lot of pedestrians in an overcrowded city on a sunny day.
Opinion
·Nov. 2, 2022

Why dynamic segmentation is the future of retail banking

Today, it is evident that a homogenized, static engagement and service strategy across all retail banking customers does not work.
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Report screen grab
Opinion
·Apr. 18, 2022

Finserv disruptors must earn customer loyalty

The entire financial services industry must compete to retain customers, even the disruptors in finance — fintechs — face challenges.
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Scales of justice and blurred lawyer on background. Banner design
Opinion
·Nov. 29, 2022

Tsunami alert: Enforcement actions are coming

The economic, reputational, and strategic implications of enforcement action can long outlive the action itself.
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Document
Opinion
·Dec. 3, 2021

Risk management tips to reduce exception payments

Risk management strategies can go a long way in proactively reducing risk to an acceptable level, improving operational efficiency.
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Opinion
·Sep. 23, 2019

The Inevitable Movement Towards No Overdraft Fees

I hate overdraft fees. They are the classic example of a product that is a win-lose proposition. The bank wins...
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Bank manager with face mask using touchpad while talking to her clients on a meeting in the office.
Opinion
·Nov. 24, 2021

Pandemic’s financial impact was uneven and financial institutions can help

Financial services companies must reckon with a consumer base that is hurting and anxious about what’s coming next and ask: How do we transition from temporary relief to a more permanent financial recovery?
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Opinion
·May. 1, 2019

Moving Beyond Financial Literacy to Financial Empowerment

Financial Literacy Month ended yesterday (yes, April is officially Financial Literacy Month) and I have been thinking a lot about...
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Close up hands of businessman signing and stamp on paper document to approve business investment contract agreement.
Opinion
·Feb. 14, 2023

Marketplace lending loan portfolios: Credit analysis, collateral performance, and valuations in transitory markets

The canary is now 10+ years old as prominent platforms like SoFi and Upstart launched in the early 2010s, and Freedom Financial (now Achieve) has been around for two decades.
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Man Taking Photo Of Cheque To Make Remote Deposit In bank
Opinion
·Mar. 8, 2023

Will EWA become a debt hazard like BNPL?

Earned Wage Access (EWA) providers could be creating potential consumer debt with the same perspective for jeopardy as BNPL.
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The sign of DAO (Decentralized Autonomous Organization), an organization represented by rules encoded as a transparent computer program, on tablet on wooden table. Man hand holding wireless stylus
Opinion
·Nov. 18, 2022

Five reasons why DAO projects stagnate

DAOs have recently gained traction as more blockchain-powered projects look to go fully decentralized at all levels.
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