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Regulation

Photo showing the hall at IFGS 2022
Regulation
·Apr. 11, 2022

FCA pursues an outcome-based approach at IFGS 2022

Anew approach to the FCA and how they interact with fintech, focusing on fostering innovation, being intelligence-led, and preparing for the future.
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News RoundupOnline LendingReal EstateRegulation
·Oct. 28, 2016

Chinese Regulators Raid Real Estate and Social Financing Companies

Chinese regulators raided over 40 companies in China to investigate for illegal activities pertaining to the country's newly disseminated laws; investigators found property agents listing homes that owners had not agreed to sell and providing false information about properties; with a focus on real estate property investing, the investigators also found P2P lenders offering down payment loans after they were recently restricted by regulators.  Source

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Regulation
·Nov. 19, 2019

The OCC and FDIC Both Propose a Madden Fix

The Madden saga has been plaguing the marketplace lending industry for years now. We have covered this issue on Lend...
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FintechNews RoundupRegulation
·Feb. 1, 2019

International Regulatory Group Open for Sandbox Applications

The international group of regulators called the Global Financial Innovation Network (GFIN) has expanded to 29 countries and is inviting...
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Opinion
·Jun. 9, 2023

Colorado residents could soon be in a mountain of hurt when it comes to access to credit

Colorado passed a law this week that could have a dramatic effect on the ability of fintech lenders to do business in the state.
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News RoundupRegulationUSA
·Oct. 28, 2016

OCC Announces Responsible Innovation Framework and an Innovation Office

The Office of the Comptroller of the Currency (OCC) has announced it will create an Innovation Office with staff in Washington, New York and San Francisco; the new Innovation Office is part of a broader framework for responsible innovation also released this week; the Innovation Office will provide a dedicated staff of government officials focused on innovation affecting federally chartered banks and the banking system; it will also seek to manage the OCC's framework for responsible innovation for banks and nonbanks.  Source

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Regulation
·Sep. 21, 2011

Possible Changes Coming to Allow More Crowdfunding

Last week with little fanfare or media coverage a House subcommittee met to discuss crowdfunding. The purpose of the meeting...
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LatAm
·Feb. 5, 2024

Rental contracts in crypto: Milei’s agenda sparks sector optimism in Argentina

Javier Milei's deregulation agenda raises hopes in the sector, with rental contracts settled in crypto. But the economy remains in dire shape.
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FintechNews RoundupRegulationUSA
·Nov. 29, 2016

Thomas Curry Expected to Announce Details of Fintech Charter on Friday

In September, Comptroller of the Currency Thomas Curry discussed his proposal for fintech regulation which he said would likely include a fintech charter; on Friday, Thomas Curry is expected to announce his plans for the fintech charter; potential provisions to be included with the fintech charter announcement include receivership powers which would provide support from the government if capital funding fails.  Source

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Klarna Device
Europe
·May. 17, 2022

Klarna to report credit scores starting in June

Buy now, pay later (BNPL) giant Klarna will start reporting data on customers' usage of its products to credit bureaus in the UK.
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