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vault
Crypto
·Nov. 17, 2022

Is a Proof-of-Reserves certificate enough?

Since the FTX meltdown, centralized exchanges in the DeFi space are rushing to publish PoRs, but without liability data, are they relevant?
Read Full Story
tweet of a dog in a top
News
·Nov. 10, 2022

Taking Twitter to the next level with crypto and social media

Changpeng Zhao explained he has yet to ask Musk for a detailed plan but that charging for comments and blue ticks are both in the pipeline.
Read Full Story
hackers
Crypto
·Jan. 18, 2023

Trust No One: The rising sophistication of digital hacks

As more applications turn digital, the threat of hacks become ever present. Crypto has become a weak point for theft.
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Zhao talked about Binance after the FTX crash on a Monday Twitter space
Fintech
·Nov. 16, 2022

What is Binance going to do next?

On Monday, Changpeng Zhao of Binance took to Twitter to talk about the failed FTX bailout and what the crypto industry can expect next.
Read Full Story
asset managementcovid pandemicICO / IEOneobankroboadvisorsmall businessventure capital
·Apr. 6, 2020

Why Fintech Venture Capital firms are not returning your calls and emails

We look at why venture capital investors are slowing down, and the dynamics of how their portfolios work under duress. We talk about the incentives of limited partners to derisk exposure, the implication that has on cash reserves, new deals, and fundraising. We also touch on how the various Fintech themes are responding to an increase in digital interaction while seeing fundamental economic challenges. Shrewd competitors will be able to consolidate their positions and gain share during the crisis, but that will have to come from the balance sheet, not intermittent growth equity checks.

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acquisitiondigital transformationInvestingroboadvisor
·Jul. 10, 2020

Personal Capital is Acquired for $1 Billion, Lemonade IPOs and PayPal Joins the Crypto Club

Robo 1.0 success Personal Capital was acquired for nearly $1 billion by Empower, a major retirement savings manager. Softbank-backed insurtech darling Lemonade IPOed at less than $2 billion, in a successful fundraise and listing, and has since seen its market cap rise to over $4 billion. The IPO is a landmark for an insurtech industry in desperate need of successes. And PayPal announces the impending launch of crypto trading to its 325 million users. The move isn’t overly interesting in its own right, but the implications for the crypto space are worth exploring.

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FintechNews RoundupUSA
·May. 8, 2020

The CoinDesk 50 Features the Most Innovative Blockchain & DeFi Projects

CoinDesk is releasing their 2020 version of the CoinDesk 50, the most innovative, consequential and viable projects in the blockchain...
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digital transformationEmbedded Financeenterprise blockchainexchanges / cap mktsmega banksneobankOpen Bankingopen source
·Dec. 8, 2021

What Goldman’s institutional financial cloud on Amazon means for embedded finance

In this analysis, we focus on Goldman Sachs launching an institutional embedded finance offering within Amazon Web Services, and Thought Machine raising a unicorn round for its cloud core banking platform. We explore these developments by focusing on the emerging role of cloud providers as distributors of third party software, think through some of the implications on standalone fintechs and open banking, and check in on AI company Kensho. Last, we highlight the difference between Web3 and Web3 approaches to “cloud”, and suggest a path as to how those can be rationalized in the future.

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Cryptodecentralized financeexchanges / cap mktsFractals & reflexivityIPO / SPAC
·Feb. 25, 2021

Why Coinbase’s $100B+ valuation makes sense, and how to compare it to $60B Ethereum DeFi, and to crypto-king Binance

his week, we look at:

  • There are two very large revenue pools in the crypto asset class — (1) mining, and (2) trading. There are some large revenue pools in crypto-as-a-software, too, but those tend to be less sensational.

  • This analysis will establish a 2021 baseline for the most regulated of crypto exchanges, Coinbase, including a detailed financial model building a $100B+ valuation case

  • We then consider the valuations and multiples of capital markets protocols in Decentralized Finance of Ethereum, now making up over $60B in token value

  • Lastly, we look at Binance’s $1B in profits, its $35B BNB token, and the activities on Binance Smart Chain

Read Full Story
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