The big three credit bureaus, whether in the UK or the US, have excellent coverage on the majority of consumers....
There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
Plaid is becoming the glue that connects so much in financial services. Here is a rundown of just some of their recent developments.
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And what’s really stopping them from doing it I believe that cash flow underwriting is the greatest innovation in lending...
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It’s gonna get worse before it gets better. With what we see with increasing prices because of the tariffs and...
Our next guest on the Fintech One-on-One podcast is Steve Smith, the CEO, and co-founder of Finicity. Finicity has been a real pioneer in the open banking space, or as Steve likes to call it an open financial data network, which is probably more accurate.
At Fintech Nexus USA the Credit & Underwriting track is always one of the most popular. Here is a description of the track and links to the audio of all the sessions.
Plaid has announced a new cash flow underwriting tool call Consumer Report that is the most comprehensive offering for lenders yet.
Where is there room for innovation in consumer lending? It’s a question founders in fintech have been asking for over...
Tariff fears have abated momentarily as the courts have partially rejected Trump’s trade war strategy, earnings reports have been smoking...