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credit risk

News Roundup
·Dec. 6, 2010

Corporate Bonds vs Lending Club Notes

Last month Lending Club conducted a webinar for their p2p investors that included the slide above. This was striking to...
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News Roundup
·Dec. 28, 2010

Social Lending Arbitrage: Good or Bad Idea?

Investment arbitrage has been around for centuries and it has been applied to virtually every investment vehicle from the Dutch...
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News Roundup
·Jul. 20, 2011

What Percentage of Your Investments Should be in P2P Lending?

Even though I am very passionate about peer to peer lending I never recommend people invest all their money with...
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News Roundup
·Nov. 7, 2011

How Lending Club and Prosper Set Interest Rates

When borrowers apply for a loan at Lending Club or Prosper there are probably two main things they want to...
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Peer to Peer Lending
·Feb. 21, 2013

Taking a Close Look at Lending Club’s Underwriting Changes

I was in San Francisco last week visiting Lending Club and Prosper. So I took the opportunity to sit down...
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Regulation
·Dec. 22, 2010

State Securities Regulators are Clueless About P2P Lending

It seems that regulators in Pennsylvania have had some misgivings about p2p lending. So, the PA Securities Commission issued this...
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News Roundup
·Jan. 21, 2011

Four Filters to Increase Your P2P Lending ROI

When you look at the spread of late payments from the post I published earlier this week it is obvious...
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News Roundup
·Oct. 5, 2011

Why Many People are Still Hesitant About P2P Lending

I have been following the conversations about p2p lending on a few popular personal finance blogs in the last month...
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News Roundup
·Feb. 13, 2012

A Look Back at Prosper 1.0 – How Relevant are the Numbers?

Prosper launched with great fanfare back in 2006. For the first time in this country individuals could act like a...
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Peer to Peer Lending
·Aug. 15, 2014

Two Significant Reports Just Published on P2P Lending

Yesterday, two major reports were published on the p2p lending industry. First, the Federal Reserve Bank of Cleveland put out...
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