Jack Henry

Crypto decentralized finance Investing roboadvisor

·May. 11, 2020

$700B Franklin Templeton buys wealth tech AdvisorEngine, while digital investing DeFi revolution only starting

This week, I pause to reflect on the sales of (1) AdvisorEngine to Franklin Templeton and (2) the technology of Motif Investing to Schwab. Is all enterprise wealth tech destined to be acquired by financial incumbents? Has the roboadvisor innovation vector run dry? Not at all, I think. If anything, we are just getting started. Decentralized finance innovators like Zapper, Balancer, TokenSets, and PieDAO are re-imagining what wealth management looks like on Ethereum infrastructure. Their speed of iteration and deployment is both faster and cheaper, and I am more excited for the future of digital investing than ever before.

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Fintech

·Feb. 7, 2023

Greenpenny: Financing the ‘Renewable Revolution’

The road towards increased renewable energy usage is a rocky one that needs to be financed.

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central bank / CBDC decentralized finance enterprise blockchain governance regulation & compliance

·Mar. 9, 2020

Why Facebook’s Libra needs to change course, Ethereum’s Fintech promise, and a look at JP Morgan’s blockchain analysis

I anchor around the issues Libra is seeing in trying to develop a money, and what alternate strategies are available. We also analyze elements of a JP Morgan 2020 blockchain report, which highlights the differences between running a financial products (like a money) and a financial software (like a payments processor). In light of this necessary pivot for the regulated Facebook, we look again at Ethereum's decentralized finance ecosystem and the types of challengers it has created for Jack Henry, Finastra, Envestnet, TradeWeb, and other infrastructure providers.

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Fintech News Roundup USA

·Jun. 20, 2019

Can New Technology Providers Upend the Core Banking Market?

Back in 2013 four core banking providers dominated the U.S. market owning a 96 percent share, that market share is...

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Fintech News Roundup USA

·Apr. 29, 2019

Jack Henry Becoming a Driving Force for Digitization

Banks are under significant pressure to modernize and one of their core providers is helping to drive that change; Jack...

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Peer to Peer Lending

·Jun. 20, 2019

Can New Technology Providers Upend the Core Banking Market?

Back in 2013 four core banking providers dominated the U.S. market owning a 96 percent share, that market share is...

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Fintech USA

·Jul. 15, 2020

Core Conversions at Banks and Credit Unions Go Virtual

Before Covid it was a matter of vendor philosophy when it came to doing a core conversion in-person or remotely;...

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Embedded Finance neobank paytech

·Jun. 12, 2020

Varo’s $240M and Marqeta’s $150M Rounds, Should Digital Banks Lend? and Fintech Gets Meta

Today, we talk through a few recent events that are indicative of what’s important in fintech right now.

Varo raised $241 million in preparation to start operating under its own banking license later this year. Is a banking license an asset or a liability if you’re a digital bank?

Marqeta is reportedly now valued at $4.3 billion, as banking-as-a-service continues its mature.

And LA-based fintech Stackin’ raised $13 million to scale its messaging-based offering designed to help Gen Z find the right fintech. What should we make of this?

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