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payday lending

FintechNews RoundupUSA
·Oct. 6, 2017

New CFPB Rule Brings Payday Lenders Under Federal Oversight

The new rule forces lenders to to assess whether borrowers can repay the loans and limits rollovers, where customers take out new loans to repay old ones; the new rule is likely to face legal challenges and is primarily focused on loans under 45 days. Source

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FintechNews RoundupUSA
·Jan. 21, 2019

Pawn Shops and Payday Lending Grows During Government Shutdown

Almost 800,000 U.S. government workers are out of work due to the shutdown and high cost, short term lenders are...
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Peer to Peer Lending
·Feb. 6, 2019

The Industry Responds to FDIC Small Dollar Lending Rule Request

Small dollar loans can be quite profitable. Just look at the number of payday loan stores in the US, there...
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FintechUSA
·Jul. 8, 2020

CFPB Relaxes Rules on Payday Lenders

Yesterday, the CFPB formally rescinded a plan to impose new limits on payday lending; the proposed changes were a signature...
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FintechUSA
·Jul. 20, 2020

Banks Still Leery of Offering Small Dollar Loans

Despite recent regulatory changes designed to encourage banks to offer small dollar loans few banks are taking up the challenge;...
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FintechNews RoundupUSA
·Apr. 22, 2019

CFPB Loses Sight of Original Mission After Overhaul

When the CFPB was first formed the mission was to better protect consumers from financial products that did not suit...
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