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regulation

Peer to Peer Lending
·Feb. 2, 2017

IBM Watson Just Bought A Company That Will Transform Bank Back Offices Through Artificial Intelligence

The running joke is that after Dodd-Frank banks have become compliance companies that happen to make loans. It is funny...
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Peer to Peer Lending
·Dec. 2, 2016

New Fintech Charter Proposed by the OCC

The Office of the Comptroller of the Currency (OCC) has been regulating national banks since the time of Abraham Lincoln....
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Peer to Peer Lending
·Jun. 30, 2016

Rundown of Regulator Interest in Marketplace Lending

Since the marketplace lending industry began, it has always been inevitable that at some point regulators would take an increased interest...
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Blog
·Apr. 8, 2016

All the Moving Parts: What Do They Mean For You?

[Editor’s note: This is a guest post from Julia D. Corelli, Richard P. Eckman, Gregory J. Nowak from Pepper Hamilton LLP. Pepper...
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Peer to Peer Lending
·Feb. 2, 2016

Massive $7.6 Billion Fraud at Large Chinese P2P Lending Platform

The scale of the fraud is breathtaking. Around 900,000 individual investors have collectively been bilked out of US$7.6 billion, according...
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Peer to Peer Lending
·Jan. 23, 2017

The Lend Academy/LendIt Response to the OCC

Back in early December the OCC announced their intention to create a national Fintech Charter. At the time they announced a...
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Peer to Peer Lending
·Sep. 19, 2016

Should Fintechs become Banks?

[Editor’s note: This is a guest post from Alex Cooper, Founder and CEO of Rezzcard. Alex is a fintech innovator and social impact...
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Peer to Peer Lending
·Jun. 27, 2016

Supreme Court Denies Petition to Hear Madden v Midland

[Editor’s Note: We recently covered in depth what is going on with marketplace lending and regulation in a podcast with Brian...
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Peer to Peer Lending
·Mar. 8, 2016

Recent Actions by the CFPB Balance Innovation and Consumer Protection

In the last three weeks the CFPB has made two new moves that will impact this industry. But both actions...
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Opinion
·Jan. 20, 2016

Will the Real Marketplace Lender Please Stand Up?

[Editor’s Note: This is a guest post from Michael Mann and Margot Laporte. Michael Mann is a partner in the Washington, D.C....
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