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FintechNews RoundupUSA
·May. 21, 2019

The Role of Machine Learning in Small Business Lending

Karen Webster of PYMNTS.com interviewed Prashant Fuloria, COO of Fundbox, about the guiding principles for using different data sets in...
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FintechNews RoundupUSA
·Jan. 30, 2019

New York Regulators Allow Use of Social Media Data For Insurers

The New York Department of Financial Services is allowing life insurers to use nontraditional data in order to determine premium...
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FintechNews RoundupUSA
·May. 22, 2018

Goldman Using Subprime Borrowing to Understand Credit Cycle

In early 2018 we learned that more than 80% of borrowers taking up loans with Goldman Sachs’ Marcus had FICO...
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FintechNews Roundup
·Nov. 27, 2017

Indian Banks Using Smartphones to Assess Risk

Indian banks are working with fintech startups to develop technology similar to what is used in markets like Africa and China; the banks hope to use social data and online shopping habits to underwrite borrowers; FICO recently began to offer credit scores in India using alternative data and there are many startups working on similar efforts. Source

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Peer to Peer Lending
·Dec. 9, 2015

A National Tragedy With a Link to P2P Lending

Last week a tragedy occurred in San Bernardino, California. Since that time the media have been covering the story from...
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FintechNews RoundupUSA
·May. 6, 2019

Fintech Needs To Stop Tinkering At The Edges Of Big Data

Douglas Merrill, the CEO of ZestFinance, writes in Forbes that more data for making an underwriting decision is usually better;...
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FintechNews RoundupUSA
·Jan. 15, 2019

CFPB to Eliminate Underwriting Requirements Effecting Payday Lending

We learned in October that the CFPB was revisiting their ability to repay provisions in the small dollar lending rule;...
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FintechNews Roundup
·Mar. 28, 2018

Lend Academy Article: How Fintech is Fixing Broken Credit

David Lin, Head of Credit at PayU gives his take on expanding credit and how this looks in practice with their investment in Kreditech. Source

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Peer to Peer Lending
·Jul. 13, 2017

Smartphone Data is the Key to Expanding Access to Credit

The average American checks their phone 47 times a day according to this study by Deloitte. The number is much...
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Peer to Peer Lending
·Jul. 20, 2015

Partnering with FICO on a Credit Boot Camp Webinar Series

We did something new this year at LendIt USA 2015. We hosted a series of pre-conference workshops that went into...
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