Subscribe
Logo
Logo
  • Topics Icon Topics
    • AI Icon AI
    • Banking Icon Banking
    • Blockchain/DeFi Icon Blockchain/DeFi
    • Embedded Finance Icon Embedded Finance
    • Fraud/Identity Icon Fraud/Identity
    • Investing Icon Investing
    • Lending Icon Lending
    • Payments Icon Payments
    • Regulation Icon Regulation
    • Startups Icon Startups
  • Podcasts Icon Podcasts
  • Products Icon Products
    • Webinars Icon Webinars
    • White Papers Icon White Papers
  • TechWire Icon TechWire
  • Search
  • Subscribe
Reading
The $100K Wall Threatening the U.S. AI Talent Engine
ShareTweet
Home
AI
The $100K Wall Threatening the U.S. AI Talent Engine

The $100K Wall Threatening the U.S. AI Talent Engine

Fintech Nexus Staff·
Popular
·Sep. 24, 2025·1 min read

In a country that built its tech edge on global talent, a six-figure entry fee now stands at the border.

The U.S. just rolled out a $100,000 surcharge on new H?1B visa petitions. While the intent is to curb abuse of the system — and perhaps re-onshore talent in what’s proved to be an increasingly challenging job market — the reality is nuanced.

A 2025 AI Talent Report — worth noting: by the White House itself — had found non-U.S. citizen PhD students comprise nearly half of AI-relevant PhD graduates. 

Another study, issued by the Institute for Progress, discovered that 60% of the top US-based AI companies, defined as those on the 2025 Forbes AI 50 list, have at least one immigrant founder. Axios reporting unearthed their respective companies saw a cumulative $118.8 billion in funding, compared to just $7.2 billion flowing into the named companies not co-founded by immigrants.

For context, data shows NVIDIA filed 1,434 applications for H-1B visas in the first 3 fiscal quarters of 2025 alone. And although there’s a possibility a giant like NVIDIA could eat what the cost of this could now be worth, a lean startup certainly could not. 

Given the acute specialization of domains like deep learning and infrastructure, many AI labs and startups often depend on PhD-level specialists and foreign-born engineers to fill niche roles that help them stay on the frontier. Elevating the cost or friction of that global flow could reshape who leads and who lags.

It’s possible, too, that this could have the unintended effect of offshoring work entirely. If it’s too expensive to bring talent in, some companies might migrate operations overseas or simply hire remote-first teams. Bright-eyed almost-founders might also opt to start their AI companies in a competing geography, in lieu of flocking to the U.S.

The danger, therefore, is not just in lost hires. It’s in lost ideas. What if the next big architecture or paradigm-shifting insight never lands in the U.S.?

With resources for human labor tightening, digital labor is filling the gap. Today, we delve into emerging marketplaces where companies can deploy and discover AI agents for hire.

—The Editors

  • Fintech Nexus Staff
    Fintech Nexus Staff

    This piece was created by one of our content team members. Reach us at [email protected]

    View all posts
Tags
AI PhD graduatesAI talent immigrationAI talent pipelineAI workforce policyH-1B visa surchargeimmigrant tech foundersInstitute for ProgressNVIDIA H-1B applicationsoffshoring AI jobsU.S. immigration policyWhite House AI Talent Report
Related

The Scramble to Build the AI Agent Economy

J.P. Morgan’s Growth Equity Partner Sikora Still Sees IPO Upside

Lightspeed’s Overdorff on AI Investing Momentum

The Rise of the Algorithmic State

Popular Posts

Today:

  • Al AgentsThe Scramble to Build the AI Agent Economy Sep. 24, 2025
  • Luke Sikora JPMorgan Growth Equity PartnersJ.P. Morgan’s Growth Equity Partner Sikora Still Sees IPO Upside Sep. 23, 2025
  • Fintech Nexus – Newsletter Creative (2)The $100K Wall Threatening the U.S. AI Talent Engine Sep. 24, 2025
  • _Renton’s Take on AI x Banking; Fed Independence Weighs on Macro OutlookFraudsters Beware: Fintech is on the Case Sep. 16, 2025
  • Diya JollyXero’s CTO on building a ‘superagent’ for accounting Sep. 17, 2025
  • SOLO CeoSOLO’s CEO on the data and banking dilemma Sep. 11, 2025
  • Justin OverdorffLightspeed’s Overdorff on AI Investing Momentum Sep. 18, 2025
  • Fairplay AI – Kareem SalahFairplay’s Kareem Saleh on private sector data maturity Sep. 4, 2025
  • Zinnia CEO – Michele TrogniThe Nexus Profile: Zinnia’s CEO on Building the Rails for Financial Longevity Sep. 9, 2025
  • FN 8:28The Unique Challenges and Opportunities for AI Companies Working with Banks Aug. 28, 2025

This month:

  • Sunil Sachdev, FiservFiserv’s Sachdev on stablecoins’ evolution Aug. 26, 2025
  • FNFounders and the Future Dispatch: Responsible AI in an Age of Acceleration Aug. 27, 2025
  • FN 8:28The Unique Challenges and Opportunities for AI Companies Working with Banks Aug. 28, 2025
  • Al AgentsThe Scramble to Build the AI Agent Economy Sep. 24, 2025
  • Zinnia CEO – Michele TrogniThe Nexus Profile: Zinnia’s CEO on Building the Rails for Financial Longevity Sep. 9, 2025
  • Revised-AI-InvoiceAI Faces Skepticism. Startups Say: OK, Pay When it Works Jun. 25, 2025
  • 5 Founders Driving Humanoid AIThe Humanoid Era: 5 Leaders Defining Physical AI Sep. 10, 2025
  • Jeff Radke AccelerantAs Accelerant IPOs on NYSE, CEO Jeff Radke Hopes to Usher In Insurtech 3.0 Jul. 24, 2025
  • SOLO CeoSOLO’s CEO on the data and banking dilemma Sep. 11, 2025
  • Diya JollyXero’s CTO on building a ‘superagent’ for accounting Sep. 17, 2025

  • About
  • Contact
  • Disclaimer
  • Privacy Policy
  • Terms
Subscribe
Copyright © 2025 Fintech Nexus
  • Topics
    • AI
    • Banking
    • Blockchain/DeFi
    • Embedded Finance
    • Fraud/Identity
    • Investing
    • Lending
    • Payments
    • Regulation
    • Startups
  • Podcasts
  • Products
    • Webinars
    • White Papers
  • TechWire
  • Contact Us
Start typing to see results or hit ESC to close
lis digital banking USA Lending Club UK
See all results