Subscribe
Logo
Logo
  • Topics Icon Topics
    • AI Icon AI
    • Banking Icon Banking
    • Blockchain/DeFi Icon Blockchain/DeFi
    • Embedded Finance Icon Embedded Finance
    • Fraud/Identity Icon Fraud/Identity
    • Investing Icon Investing
    • Lending Icon Lending
    • Payments Icon Payments
    • Regulation Icon Regulation
    • Startups Icon Startups
  • Podcasts Icon Podcasts
  • Products Icon Products
    • Webinars Icon Webinars
    • White Papers Icon White Papers
  • TechWire Icon TechWire
  • Search
  • Subscribe
Reading
How to Build a $3.5B Profitable Digital Bank with Tinkoff
ShareTweet
exc-61031a7b7bbcad28c61fba9f
Home
digital lending
How to Build a $3.5B Profitable Digital Bank with Tinkoff

How to Build a $3.5B Profitable Digital Bank with Tinkoff

Fintech Nexus Staff·
digital lendingentrepreneurshipneobankpaytech
·Jun. 19, 2020·1 min read

Oliver Hughes is the CEO of Tinkoff Group, one of the world’s most successful digital banking groups with over 10 million customers. This is one our most interesting conversation to date, full of fantastic operating advice.

Tinkoff is publicly listed with a $3.8 billion market capitalization, which brings clarity to its operating model in a time when many noteworthy consumer digital banks are pursuing customer acquisition at the expense of profitability.

Oliver has led Tinkoff through three financial crises, and brings experience and perspective to the current COVID crisis. This is a fascinating discussion about unit economics in digital banking and winning business models with a CEO with thirteen years of experience in this space.

  • Fintech Nexus Staff
    Fintech Nexus Staff

    This piece was created by one of our content team members. Reach us at [email protected]

    View all posts

Tags
Capital OneNubankRussiaTinkoffWeChat Pay
Related

From CoDi to DiMo: Mexico’s second shot at growing digital payments

Nubank’s Credit Loan Strategy: How It Works

Brazil’s Nubank profit surges to nearly $400M in Q1 2024

Nubank reaches 100 million customers across Latin America

Popular Posts

Today:

  • Alloy President Laura SpiekermanAlloy President Laura Spiekerman on Agentic AI and Identity Risk Apr. 2, 2026
  • Paraform Founders, Jeffrey Li and John KimFunded: Paraform raises $20M to put top recruiters, not AI, in the driver’s seat Jun. 27, 2025
  • Layer2Funded: Layer raises $6.6M to transform SMB accounting Jul. 14, 2025
  • MomentFunded: Moment raises $36M Series B to automate fixed income for financial institutions Jul. 18, 2025
  • Fintech Nexus HeaderBanks, Fintechs, and the Great Data Debate Sep. 11, 2025
  • Fintech Nexus – Newsletter Creative (1)AI-Driven Commerce & The Dying Art of the Deal Sep. 25, 2025
  • Sadi KhanInside Aven’s Founder Chic: Sadi Khan on Equity, Credit, and Cognitive Load Oct. 2, 2025
  • Kamran AnsariInfinity Ventures’ Newest Venture Partner Kamran Ansari Eyes Stablecoins as Fintech’s Next Wave Oct. 16, 2025
  • 197StableCoin chatter from SmartCon + Multiply CEO on Mortgage Tech Nov. 6, 2025
  • FNFrom Inspiration to Action: Stefan Weitz and the Rise of HumanX Nov. 12, 2025

This month:

  • FNOura’s CEO Tom Hale on Democratizing Health with AI and Data Mar. 12, 2026
  • Jennifer Lassiter, Standard CharteredScribe CEO Jennifer Smith on what happens when AI joins your team Feb. 26, 2026
  • FNThe Bank Charter Gold Rush: What’s Really Happening and What it Means for Banking Feb. 12, 2026
  • FN2What Fintech Events Are Missing — And How to Get More Out of Them Mar. 19, 2026
  • Alloy President Laura SpiekermanAlloy President Laura Spiekerman on Agentic AI and Identity Risk Apr. 2, 2026
  • FN1Pigment co-CEO Eléonore Crespo wants to give CFOs superpowers Mar. 19, 2026
  • Darren Louie (1)OPINION: AI is about to get your credit card. Who signs off? Mar. 26, 2026
  • FNThursHoneycomb CEO on the 30-second fix that took hours Mar. 26, 2026
  • Santiago SuarezInside Addi’s mission to build a fairer financial system in Colombia Feb. 19, 2026
  • 2026 Investor Predictions for AI and Data10 Investor Predictions for AI and Data in 2026 Dec. 17, 2025

More News
  • About
  • Contact
  • Disclaimer
  • Privacy Policy
  • Terms
Subscribe
Copyright © 2026 Fintech Nexus
  • Topics
    • AI
    • Banking
    • Blockchain/DeFi
    • Embedded Finance
    • Fraud/Identity
    • Investing
    • Lending
    • Payments
    • Regulation
    • Startups
  • Podcasts
  • Products
    • Webinars
    • White Papers
  • TechWire
  • Contact Us
Start typing to see results or hit ESC to close
lis digital banking USA Lending Club UK
See all results