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Europe

Europe
·Dec. 17, 2021

Amsterdam’s Finom acquires electronic-money license in the Netherlands; plans to double its workforce in 2022

FINOM says the entire process of licensing was started 14 months ago and finalised in November - making it one of the fastest ever on the market.
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EuropeFintechNews Roundup
·Jun. 21, 2019

Bank of England Has an Open Mind on Facebook’s Libra Project

While regulators in the U.S. and around the world had mainly negative things to say about Facebook’s new Libra digital...
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EuropeFintechNews Roundup
·Apr. 21, 2020

An Overview of EU SME Support Programs

In our latest guest post Jorrit van Rijswijk of Dynamic Credit digs into all of the European SME support programs...
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EuropeFintechNews Roundup
·Jun. 14, 2019

P2PFA Reveals Detailed Data on Member Loan Books

The UK peer to peer lending trade body, the P2P Finance Association, has released detailed loan book data of its...
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Europe
·Sep. 15, 2021

Top Fintech Europe News Stories for September 15, 2021

Here are the most read news stories from our daily newsletter today: Square announces Pay With Cash App – LendIt...
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EuropeNews RoundupOnline Lending
·Feb. 14, 2017

Increased Delinquencies and Currency Hedges Hurting Portfolio Performance for P2PGI

P2P Global Investments' shares fell 20.7% on the London Stock Exchange in 2016; the fund's portfolio manager Simon Champ provides some insight on the fund's performance; the underlying assets reported a lower than expected 4.1% return due to increased delinquencies from loans at the midpoint of their duration; hedging costs have also been a factor with approximately 60% of US loans in the portfolio; as the investable market expands the fund is likely to increase its investment in European loans to help diversify away from currency risks.  Source

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EuropeFintechNews Roundup
·Apr. 1, 2019

Open Banking Could Increase Digital Bank Runs

According to a new independent review of UK based Co-operative Bank by Canadian central banker Mark Zelmer banks runs in...
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EuropeFintechNews Roundup
·May. 13, 2020

Starling Lending £300m Million under CBILS through Funding Circle Partnership

The strategic partnership is intended to increase funds available to smaller firms during the current pandemic; Starling is lending via...
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EuropeFintechNews Roundup
·Jun. 18, 2019

ING Sees Open Banking as Core to Their Future

With the advent of open banking ING says they see themselves more as an intermediary within a financial services marketplace;...
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EuropeNews RoundupOnline Lending
·Mar. 13, 2017

The UK’s RateSetter Announces Additions to Annual Performance Statistics

RateSetter has added additional detail to its annual performance statistics to provide greater transparency; the additional details provide data on loan originations by lending type with a breakdown of consumer and commercial loans; for commercial lending the firm will now also disclose loans to property developers, small and medium size enterprises, and wholesale lenders; the changes were prompted by a request from the Financial Conduct Authority for greater disclosure on wholesale lending across the industry; the update from RateSetter also included a report on a defaulted loan that RateSetter has taken onto its balance sheet to protect investors.  Source

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