Europe

·Dec. 8, 2021

The defensive power of diversity in cybersecurity

In cybersecurity, where success often relies on doing the unexpected, diversity of thought is a valuable weapon.

Read Full Story

Europe News Roundup Online Lending

·Apr. 3, 2017

MarketInvoice Announces New Head of Risk

MarketInvoice has appointed Shaun Alexander to head of risk; Alexander joins MarketInvoice from Santander and will be the firm's first head of risk directly overseeing the underwriting unit of the business; the new hire is another example of a fintech firm adding traditional banking risk oversight experience; MarketInvoice expects Alexander will help improve risk management for the firm by providing broader insight on sector risks and market risk factors. Source

Read Full Story

Europe News Roundup Online Lending

·Mar. 22, 2017

HNW Lending Launches IFISA

HNW Lending offers secured loans from 50,000 British pounds ($62,375) to 1 million British pounds ($1.2 million) for a range of assets including planes and classic cars; the firm launched in April 2014 and is now offering the innovative finance individual savings account (IFISA) to its investors after receiving full platform authorization from the Financial Conduct Authority; the minimum investment for the IFISA is 5,000 British pounds ($6,238) and the accounts will target annual returns of 7% to 15%. Source

Read Full Story

Europe News Roundup Online Lending

·Apr. 24, 2017

S&P Global Market Intelligence Releases Its 2017 UK Digital Lending Landscape Report

S&P Global Market Intelligence has released its annual UK Digital Lending Landscape report; as the founder of the first marketplace lending platform in 2005 the UK has an established industry and has received significant regulatory attention and support from the Financial Conduct Authority; the 2017 report provides details on originations from the region's top lenders; it also reports on IFISAs, reserve funds, the government's integration, Brexit and SME lending. Source

Read Full Story

Europe Fintech News Roundup

·Mar. 18, 2020

Iwoca Launches Lending as a Service Platform

UK based small business lender Iwoca is launching a lending as a service platform so other fintechs can add lending...

Read Full Story

Europe Fintech News Roundup

·Jan. 3, 2018

New European Legislation Seen as a Positive for Fintechs

The European Commission is developing new legislation that will help fintech companies, in particular crowdfunding sites and online lenders, operate and scale across single market member states; the idea is meant to create a digital single market, removing what some countries add on within their jurisdiction; this move could help propel funding for fintech companies and increase their ability to compete with companies in the US and Asia. Source.

Read Full Story

Europe

·Jul. 11, 2022

What does Boris Johnson’s resignation mean for fintech?

In a word: Delays.

Read Full Story

Europe

·Jun. 21, 2022

Four Ways DAOs Can Change the World

The crypto industry has given birth to hundreds of DAOs centered around various projects.

Read Full Story

Europe Fintech News Roundup

·Jan. 31, 2017

Open APIs and Data Sharing, a Global Trend

The UK's Payment Services Directive 2 (PSD2) has the potential to significantly change banking for consumers with access to open APIs; the article notes that banks that have only done the minimum to comply with PSD2 may run into issues if we ever see a PSD3; fully embracing PSD2 may save headaches for banks down the road; the trend of open APIs and data sharing is likely to make its way to the US; Japan is also leading the way in this area having explored domestic ACH on blockchain. Source

Read Full Story