Upstart reported Q4 2023 earnings yesterday with $140m in revenue for the quarter and a loss of $47.5m.
The drive to find no-interest credit options during an economic downtown greatly accelerated Buy Now, Pay Later (BNPL) adoption in the U.S. in 2022.
The higher your credit rating, the more likely you are to feel good about the current state of credit. That is a key takeaway from TransUnion’s Q3 2023 Quarterly Credit Industry Insights Report.
Beem is partnering with U.S. insurance, investment and technology provider TruStage to offer the latter’s Payment Guard Insurance as an additional layer of financial security for its members.
A warmer embrace of open data could solve America’s small business credit crunch, a new Codat report suggests. That is one finding from America’s SmallBusiness Credit Opportunity, a report conducted with polling from YouGov.
Household debt continues to rise, proof that more families are struggling to make ends meet, fintech industry executives believe.
The resumption of private student loan repayments provides an opportunity for financial institutions to provide better tools to help with debt management.
According to TransUnion Insights, in Q3 2022 consumers turned to unsecured personal loans and credit cards for breathing room.
Despite a stay, 1071 is expected to be implemented. Banks may need to rethink their approach to data processing.
There is an ever increasing number of websites dedicated to aiding in analytics and investing in Lending Club and Prosper....