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Lending

Lending
·Feb. 14, 2024

Upstart reports decent Q4 2023 earnings but provides weak guidance

Upstart reported Q4 2023 earnings yesterday with $140m in revenue for the quarter and a loss of $47.5m.
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rising design prices, rising construction prices. Copy space.
Opinion
·Mar. 18, 2022

Rising debt will shift fintechs to commercial debt sales

To help manage rising charge-offs, fintech lenders will lean more heavily on commercial debt sales as the year progresses.
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Guest Post
·Jan. 31, 2024

Improving Merchant and Consumer Financial Wellness with Embedded Lending

Advances in embedded lending provide better options for consumers and higher sales with more certainty for merchants. It's a win-win.
Read Full Story
Ampla team
Lending
·Nov. 17, 2022

Ampla leverages Upside Financing acquisition to launch BNPL option

New York-based online banking company Ampla Technologies recently launched a new extended payment terms solution called Ampla Pay Later.
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Stressed businessman feeling desperate on crisis stock market, investment concept.
Lending
·Dec. 16, 2022

TransUnion predicts 2023 delinquent rate rise for credit cards and personal loans

TransUnion's latest quarterly study found most Americans could be experiencing a 'personal recession' with 54% stating their incomes were not keeping up with inflation.
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Lending
·Nov. 23, 2008

Saving the World, One Micro Loan at a Time

By Carla Thornton Vin Ron, a farmer, and her husband, a fisherman, struggled to feed their five children on $5...
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Tricolor Auto poster
Lending
·Jun. 24, 2022

Tricolor combines data, AI to serve Hispanic auto buyers

Tricolor uses AI and decades of auto finance experience to provide credit to Hispanic motorists in the United States via an integrated model.
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Guest PostLendingRegulation
·Mar. 8, 2021

Fintechs Saved PPP and Should Be Included in the State Small Business Credit Initiative

[Editor’s note: This is a guest post from Ryan Metcalf, Head of Public Policy & Social Impact at Funding Circle.]  Fintech...
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FintechLending
·Jul. 14, 2021

A First Hand Account of Refinancing a Mortgage With Better

[Editor’s Note: This article shares my own personal experience in refinancing my home. Better had no idea who I was...
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man looking at laptop and phone
Banking
·Dec. 2, 2022

SMB personalization key to community bank, credit union growth

Gone are the days of selecting your bank because it’s nearby; now, small businesses want to bank with someone who understands them and has the digital products they are looking for.
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