Originating the loan to a borrower is just the beginning; at LendIt USA 2017 we hosted a presentation by Envestnet | Yodlee on monitoring the consumer after the loan; key items to focus on include: monitoring the lending relationship and data analysis of the borrower, ensuring you have the best data for a specific borrower, are credit data and scores enough or should you look to alternative data sources, what alternative data and details do you focus on to make sure you are making the right decision, and how do changes to income and employment effect the borrower status; focusing on the details is key, making sure you understand the different borrowers and the data points that affect them the most. Source