By offering buyers more flexible payment terms, BNPL encourages consumers to take on more debt they may not be able to repay.
Banks working with fintech partners need to double down on risk and compliance quickly - starting with a comprehensive risk assessment.
The Silicon Valley Bank collapse highlighted the importance of a little-discussed but key feature of healthy banks and fintechs - backup servicing.
The new alliance between Banca Afirme and Clara guarantees the investment of $55 million throughout 2023 for 200 businesses in LatAm.
Marc Butterfield, SVP of Innovation and Disruption at the First National Bank of Omaha, said that the results were significant when FNBO ran tests.
Financial innovation is happening all around the world and the Caribbean is no exception. With a population of 45 million people it is a rich market for fintech.
This is a guest post from Tui Allen of Ampla (formerly with Shopify) about what B2B fintech startups need to focus on to be successful
For the unbanked and underbanked, BaaS means easy access to financial services that meet their specific needs. By combining fintech's approach with the capabilities of traditional banks, BaaS fosters financial inclusion.
Despite some recovery, the reality is most banks have not been generating a sufficient return on equity to cover their cost of capital.
The first big fintech event of the year, Fintech Meetup, took place March 3-6 at The Venetian in Las Vegas. Here are some thoughts from the event.