Marketplace lending originations have been increasing significantly in the US and China however in 2016 both countries saw a number of challenges influencing the market and increasing risk; Moody's analyzes market similarities and differences in the two countries; reports on the variance in lending model structuring; notes that US marketplace lenders are more deeply integrated with partner-bank relationships; while structuring and partnerships vary considerably between the two countries, there are similarities, including reliance on big data, lack of credit cycle testing and ongoing development of regulatory standards. Source
PeerIQ provides analysis of the recent OneMain securitization; the chart above compares the deal to other recent online lending securitizations; the deal closed at $947 million and it includes loans from Springleaf and OneMain which have merged under the OneMain brand. Source