Banks must find a way to optimize the digital customer experience while simultaneously ramping up security.
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Research by FMI has indicated that the embedded lending market is expected to exceed $32.5 billion by 2032.
Despite some recovery, the reality is most banks have not been generating a sufficient return on equity to cover their cost of capital.
DeFi is positioned to boost our economy by reducing our reliance on an antiquated and expensive jumble of legacy payment systems.
CSR initiatives and certifications are getting buffeted by corporate and political polarization around "doing good" versus "doing well."
As embedded finance grows in prevalence and popularity, businesses must consider BaaS and understand the impact different licenses offered by providers will have on their offerings.
The economic, reputational, and strategic implications of enforcement action can long outlive the action itself.
The best chatbot AIs like ChatGPT can generate code, not just natural language. Banks could use that to streamline app development to expand their fintech investments in less time.
Financial services companies must reckon with a consumer base that is hurting and anxious about what’s coming next and ask: How do we transition from temporary relief to a more permanent financial recovery?
Being “credit visible” presents life-changing benefits for consumers across all life stages.