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Opinion
·Jun. 2, 2023

The overdraft landscape is in transition

The Financial Health Network released a study on overdraft fees highlighting that it is still a problem for the financially vulnerable.
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Opinion
·Mar. 18, 2022

Rising debt will shift fintechs to commercial debt sales

To help manage rising charge-offs, fintech lenders will lean more heavily on commercial debt sales as the year progresses.
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Sustainble green building. Eco-friendly building in modern city. Sustainable glass office building with tree for reducing carbon dioxide. Office with green environment. Corporate building reduce CO2.
Opinion
·Apr. 12, 2023

Controversy batters B Corp, ESG initiatives

CSR initiatives and certifications are getting buffeted by corporate and political polarization around "doing good" versus "doing well."
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Opinion
·Jan. 3, 2022

The seven 2021 fintech trends that will shape 2022

There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
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Opinion
·Jun. 15, 2022

Fintech Nexus USA 2022: Reflections on BaaS and the benefits of bank-fintech partnerships

BaaS requires the deployment of APIs, in addition to strong risk and compliance management of the fintech partner.

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Opinion
·May. 28, 2024

Synapse is a huge black eye on the industry but let’s not paint all of fintech with the same brush

While Synapse collapse is in the news a lot right now, this is a reminder that not all fintech is created equal. Let's not forget that there are many fantastic innovations that have come out of the rise of fintech.
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Opinion
·Apr. 18, 2022

Finserv disruptors must earn customer loyalty

The entire financial services industry must compete to retain customers, even the disruptors in finance — fintechs — face challenges.
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Opinion
·Jul. 28, 2022

BaaS providers: Time to double down on compliance

Banks working with fintech partners need to double down on risk and compliance quickly - starting with a comprehensive risk assessment.
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Deloitte study cover
Opinion
·Jun. 23, 2022

Merchants on board with crypto payment after dealing with dinosaur-era systems

Crypto offers too many benefits to throw it out as a payment mechanism. Let's look at the challenges vexing the payments industry today. 

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Ketan Ahuja
Opinion
·Mar. 6, 2025

OPINION | The CFPB performs an ancient social function

How dismantling the Consumer Financial Protection Bureau turns back the clock — exposing consumers to financial harm and encouraging unfair...
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