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Business visual data analyzing technology by creative computer software . Concept of digital data for marketing analysis and investment decision making .
Opinion
·Jun. 15, 2022

Fintech Nexus USA 2022: Reflections on BaaS and the benefits of bank-fintech partnerships

BaaS requires the deployment of APIs, in addition to strong risk and compliance management of the fintech partner.

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Opinion
·Apr. 20, 2010

Lending Club Versus Prosper

As of April 2010 Founded 2007 2006 Capital Raised $52.7 million $57.7 million Number of Loans 10,971 32,505 Total Funded...
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picture of a crystal ball
Fintech
·Sep. 7, 2021

What fintech will look like in 2030

Back in June, Plaid CEO Zachary Perret asked simply, "What do you think financial services will be like in 2030?"

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BNPL-Buy Now Pay Later shopping online icon concept. Businessman using a computer to BNPL. Online shopping. Paying after delivery.
Opinion
·Dec. 27, 2022

BNPL providers should consider FTC’s ‘compliance checks’

BNPL providers should consider the FTC's suggestion to "conduct a compliance check," including reviewing their policies and procedures.
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Deloitte study cover
Opinion
·Jun. 23, 2022

Merchants on board with crypto payment after dealing with dinosaur-era systems

Crypto offers too many benefits to throw it out as a payment mechanism. Let's look at the challenges vexing the payments industry today. 

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Opinion
·May. 5, 2009

Pertuity Direct Review

Review Summary: Pertuity Direct is a financial service company that offers social financing. The platform allows borrowers and lenders to...
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Opinion
·Oct. 17, 2019

A New Small Business Tech Ecosystem is Emerging

Karen Mills of Harvard introduced us to the term “small business utopia” when she released her book earlier this year....
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Opinion
·Jan. 3, 2022

The seven 2021 fintech trends that will shape 2022

There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
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Opinion
·Feb. 14, 2011

Lending Club PRIME Review

Lending Club offers two kinds of accounts, standard and PRIME. I have both types of accounts, and today I am...
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Banking
·Jan. 10, 2022

Small business lenders must innovate or risk falling behind

Lenders can provide small businesses with highly competitive services by switching from manual data collection to open finance-enabled technology.

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