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Opinion
·Jan. 21, 2019

Spring Labs is Building the Future of Anti-Fraud and Identity Verification

Last week fintech startup Spring Labs announced they are developing the Spring Protocol, a blockchain-based anti-fraud and ID verification system,...
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People working at laptop
Opinion
·Aug. 29, 2022

CFPB sets its sights on digital Marketers

The rule opens a large swath of finance companies, loan platforms, and financial product comparison sites to CFPB oversight and enforcement.

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Close up young woman putting signature on banking loan document in office. Successful businesswoman signing contract or purchase document with partners at meeting after negotiations and making edits.
Opinion
·Mar. 2, 2023

Why licensing matters: how banking licences impact embedded finance

As embedded finance grows in prevalence and popularity, businesses must consider BaaS and understand the impact different licenses offered by providers will have on their offerings.
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Opinion
·Sep. 7, 2021

August was a big month for buy now pay later: What’s next?

We started the month with the huge news that Square was acquiring Afterpay and we ended with Amazon’s deal with Affirm.

 

It seems like every day there is more news coming out of this sector, it is white-hot right now.

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Open Lending Featured Image
Opinion
·Jun. 16, 2023

Capturing unfulfilled automotive loan potential

Open Lending's latest research, "Loans Within Reach: Lending Enablement Benchmark 2023," surveyed 95 automotive lending leaders at U.S. financial institutions to understand their current challenges and how technology is helping them adapt.
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Bank manager with face mask using touchpad while talking to her clients on a meeting in the office.
Opinion
·Nov. 24, 2021

Pandemic’s financial impact was uneven and financial institutions can help

Financial services companies must reckon with a consumer base that is hurting and anxious about what’s coming next and ask: How do we transition from temporary relief to a more permanent financial recovery?
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Close up of bitcoin
Opinion
·May. 18, 2023

Why do investors believe bitcoin is readying for a comeback?

Following a solid start to 2023, investors are beginning to grow in confidence that a prosperous period for bitcoin is on the horizon.
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Electric bill charges paper form on the table
Opinion
·Nov. 1, 2022

What’s hot for 2023? A Peek into the future of bill payment

Widespread adoption of mobile payments impacted consumer behavior, shaping the way people handle money – including how they pay their bills.
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Banknotes,clock and sticky note with the word Buy Now Pay Later.
Opinion
·Apr. 3, 2023

Democratizing credit: the impact of embedded lending

Research by FMI has indicated that the embedded lending market is expected to exceed $32.5 billion by 2032.
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Smart connection network system, smart city network concept, 5G wireless connection.
Opinion
·Jun. 5, 2023

How the ecosystem approach can help FIs reimagine digital transformation

Fintech advances, including emerging digital neobanks, embedded banking, AI, and other tools, are expanding consumer options.
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