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Opinion
·Apr. 14, 2022

Invocation of personal liability signals CFPB bite matches its bark

CFPB Director Rohit Chopra made it clear that repeat offenders of consumer protection laws will face harsher penalties than ever before.

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Selective focus man hand with pen check calculating the monthly of debt bills bank as a papers graph documents expenses and payment in the office
Opinion
·Mar. 28, 2022

Loan servicing compliance merits significant investment

Fintechs committed to compliance in all forms will be well-positioned for positive future growth and reputation management.
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Certification for quality control, which ensures that the company product meets its standards. On the virtual screen, there is a concept.
Opinion
·Mar. 22, 2022

Understanding the CFPB’s new UDAAP guidance: Is consumer harm lurking in your institution? 

CFPB Director Rohit Chopra has made it clear that he embraces an expansive view of the Bureau's authority to remedy inequities.
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rising design prices, rising construction prices. Copy space.
Opinion
·Mar. 18, 2022

Rising debt will shift fintechs to commercial debt sales

To help manage rising charge-offs, fintech lenders will lean more heavily on commercial debt sales as the year progresses.
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DeFi -Decentralized Finance on dark blue abstract polygonal background. Concept of blockchain, decentralized financial system
Opinion
·Mar. 17, 2022

How DeFi should suit up to succeed

Crypto companies that choose to engage with traditional financial institutions must address risk management and compliance expectations.
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Opinion
·Feb. 23, 2022

‘How do you do, fellow metaverse kids?’ approach falls flat for Gen Z

As an elder Zoomer born in '97, the 'Crypto Bowl,' the JP Morgan "metaverse" and Facebook's Meta is nonsense to me, and here's why.

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3D illustration of an user experience gauge with the needle pointing excellent UX. Marketing concept
Opinion
·Feb. 14, 2022

What should be in a finance super app?

I believe there is an opportunity for a leading fintech or bank to develop a super app for finance. Here are 20 things I would like to see included.
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Banking
·Jan. 10, 2022

Small business lenders must innovate or risk falling behind

Lenders can provide small businesses with highly competitive services by switching from manual data collection to open finance-enabled technology.

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Opinion
·Jan. 3, 2022

The seven 2021 fintech trends that will shape 2022

There are a number of fintech themes coming out of 2021 that will have a dramatic impact on the industry in 2022. Here are our top seven trends: Buy now pay later, fintechs going public, overdraft fees, embedded finance, cash flow underwriting, CBDCs and Web3.
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Opinion
·Dec. 14, 2021

Highlights from LendIt Fintech LatAm 2021

The Latin American fintech community gathered in Miami last week for the third annual LendIt Fintech LatAm event.
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