The Fintech
One-on-One Podcast
Hosted by Peter Renton since 2013 — the longest-running fintech podcast on record. Weekly, in-depth conversations with the executives building the future of financial technology.
All Episodes
Mastering the Future of Finance With Michelle Beyo, CEO of Finavator
Michelle Beyo unpacks her new Wiley book, the nine elements reshaping finance, and why she believes every consumer deserves a human data right.
ListenThe Layer Underneath Payments, Treasury and FX with Vroon Modgill, CEO of Sokin
Sokin's CEO on building the infrastructure layer beneath the payments, treasury and FX providers, and why finance teams are tired of stitching five vendors together.
ListenWhy Upstart Is Building a Bank From Scratch Instead of Buying One With CEO Paul Gu
Upstart's new CEO on why the company chose the hardest path to a bank charter, and his claim that fixing the cost of credit could make most Americans 10% wealthier.
ListenWhat is Missing From Instant Bank Payments With Arpit Goel, CEO of Root
Root CEO Arpit Goel explains why SMBs decline cards because of delays, not fees, and how his non-custodial orchestration layer moves money bank-to-bank in five seconds.
ListenAcquiring Banks and Creating an Underwriting Moat in Mexico With René Saúl, CEO of Kapital
Kapital's Rene Saul explains why buying two Mexican banks, not building another fintech app, became the winning strategy for B2B finance in Latin America.
ListenWhy Enova Wants a Bank Charter, Not Just Cheap Deposits with CEO Steve Cunningham
Enova CEO Steve Cunningham explains the real thesis behind the Grasshopper Bank deal, responds to critics in Congress, and shares what's driving credit quality today.
ListenWhy Banking Fundamentals, Not Technology, Decide Who Survives in Sponsor Banking With Amanda Swoverland of Hatch Bank
Hatch Bank President Amanda Swoverland on why "direct versus not direct" is a meaningless distinction and why the next blowup will come from weak banking fundamentals.
ListenA New Intelligence Layer for Community Lenders with Mike de Vere, CEO of Zest AI
Zest AI CEO Mike de Vere on LuLu, why generative AI should never make the credit decision, and how collective intelligence gives community lenders an edge.
ListenWhy Card-Linked Installments is a Better Form of BNPL With Nandan Sheth, CEO of Splitit
Splitit CEO Nandan Sheth on card-linked installments with no underwriting, why merchants fund 0% plans, and how installments are a better form of BNPL.
ListenThe $70 Billion Escheatment Problem for Banks, Fintechs and Crypto With Allen Osgood, CEO of Eisen
Eisen CEO Allen Osgood on escheatment, the $70 billion problem where dormant bank, fintech and crypto accounts get handed to the states, and why crypto holders face a rude awakening.
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