Top Fintech News Stories for October 26, 2020:

Here are the most read news stories from our daily newsletter today:

• Introducing Access Denied: Systemic racism in financial services – American Banker
• The difference between cloud-based and cloud-native – The Finanser
• Card companies, surprised by low write-offs, seek new customers – American Banker
• Customers have turned cautious and banks are getting pinched – American Banker
• AI Innovation in Banking Is on the Threshold of Significant Advances – The Financial Brand
• Lack Of Competition In Bank Tech Is Costing Consumers – Forbes
• Amex’s recipe for small-business lending: Heavy on the Kabbage – American Banker
• Why so low? Fintech continues to see lack of female founders – FinLedger
• Fed, Fincen look to require banks to hold more data on transfers – American Banker
• Financial Services Professionals Say Lending Sector to Take A Year or Longer to Recover to Pre-COVID Levels: Survey – Crowdfund Insider