The lending partnership with allow small and medium sized businesses who sell products eBay to access capital; it is made possible through a fintech called Asto which is owned by Santander; one of the benefits is that Asto will be able to bring in data from eBay which will help determine the credit worthiness of SMEs; the partnership will allow eBay to better compete with the likes of Amazon which also offers loans to sellers in different markets. Source
