Americans continue to build up consumer debt; in the fourth quarter of 2017 consumer debt (excluding home loans) rose 5.5% from the prior year to $3.82 trillion; this a record since the Federal Reserve Bank of New York began tracking in 1999; non-housing debt was around 29% of overall debt, another record; some aren’t worried just yet with delinquencies coming off of record lows; The WSJ provides more data points on consumer debt, including various perspectives on the American consumer. Source
The American Bankers Association released their quarterly delinquency bulletin which shows steady delinquency rates at 1.56%; the 15-year average is 2.16%; Household debt hit a record $12.84 trillion in the second quarter with increases in automobile, mortgage and credit card debt. Source