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James Gutierrez
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James Gutierrez

FintechNews RoundupUSA
·Mar. 15, 2019

Bitter Rivalry Between Two Silicon Valley Fintech Lenders

American Banker reports on a bitter rivalry that has been brewing between James Gutierrez and his former company Oportun; Gutierrez...
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News RoundupOnline Lending
·Apr. 14, 2017

Building Sustainable Distribution: Bringing Offline Lending Online

Providing credit to the underserved is something a lot of companies attempt to achieve; 138 million people in the US need access to credit and most of these individuals are concentrated in nine states; when it comes to credit there isn't a lot of options for non prime consumers; at LendIt USA 2017 James Gutierrez of Insikt discussed expanding access to credit where the consumer gets a personal touch to their experience; at his previous firm James offered face to face loans in Latino supermarkets to the underbanked; his experience there allowed him to bring that personal interaction to a digital platform without losing the intimate feel; Insikt is able to scale in a quicker fashion but still provide credit where the consumer knows they are getting an option that suits their needs. Source

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