Subscribe
Logo
Logo
  • Topics Icon Topics
    • AI Icon AI
    • Banking Icon Banking
    • Blockchain/DeFi Icon Blockchain/DeFi
    • Embedded Finance Icon Embedded Finance
    • Fraud/Identity Icon Fraud/Identity
    • Investing Icon Investing
    • Lending Icon Lending
    • Payments Icon Payments
    • Regulation Icon Regulation
    • Startups Icon Startups
  • Podcasts Icon Podcasts
  • Products Icon Products
    • Webinars Icon Webinars
    • White Papers Icon White Papers
  • TechWire Icon TechWire
  • Search
  • Subscribe
Reading
The Contested Future of Agentic Payments
ShareTweet
Home
AI
The Contested Future of Agentic Payments

The Contested Future of Agentic Payments

Fintech Nexus Staff·
Popular
·Nov. 5, 2025·1 min read

New data from Worldpay projects $261 billion of online spending will be done by AI agents in the next 5 years (9% of purchases).

44% of Americans say they would let an AI assistant browse for them – rising to 59% among 18–34,” the survey revealed, with most interest concentrated in finding the lowest prices, identifying best brands, and completing checkout on everyday purchases under $50.

And be that as it may, agentic shopping remains contested. 

Yesterday, we learned Amazon is suing Perplexity over the agentic shopping feature on its AI browser Comet. Amazon claims that Perplexity is accessing accounts under the guise of human activity and insists that agentic-powered shopping degrades Amazon’s carefully built shopping experience for users.

Interestingly, just days prior, Amazon’s own AI shopping assistant Rufus was estimated to generate an additional $10 billion in annualized sales (disclosed by CEO Andy Jassy during its third-quarter earnings call).

If the browsing is automated, the buying can’t be far behind. But still, someone has to answer for identity and liability. As agents inch from “recommend” to “purchase,” the question of trust remains: Who authorizes the clicks? Who carries the credentials? And who audits the charge? 

Today, Shubham Sharma shares Google and Mastercard execs’ thoughts on the new rails enabling agents to shop on our behalf — and explores what has to happen before chat becomes checkout.

–The Editors

  • Fintech Nexus Staff
    Fintech Nexus Staff

    This piece was created by one of our content team members. Reach us at [email protected]

    View all posts
Tags
agentic shoppingAI agents in commerceAI checkout automationAI liabilityAI shopping assistantsAmazon vs PerplexityAndy JassyGoogle AP2Mastercard Agent PayPerplexity CometRufus Amazon AIShubham Sharma
Related

From Chatbot to Checkout: AI’s Leap Into Commerce

AI Is Coming for the Customer Interface

Popular Posts

Today:

  • Cate DawsonBanking’s New Playbook for Tech, Regulation, and Partnerships Dec. 18, 2025
  • Eric GlymanHow Ramp’s CEO Eric Glyman is betting big on AI agents Jul. 15, 2025
  • 124Very Stablecoin GENIUS Act Signed; Stripe Scoops Up Orum Jul. 23, 2025
  • Al AgentsThe Scramble to Build the AI Agent Economy Sep. 24, 2025
  • Are We About to Make a Quantum Leap in Small Business Lending(1)Are We About to Make a Quantum Leap in Small Business Lending? Sep. 30, 2025
  • Pranav MistryAI Wearables Are Entering Boardrooms, But Are The Safety Rules Ready? Dec. 3, 2025
  • FN2From MiCA to GENIUS: Standard Chartered’s Jennifer Lassiter on Building Global Crypto Rules Dec. 11, 2025
  • Sphinx CEOFUNDED: Sphinx Raises $7.1M to Automate Compliance  Feb. 20, 2026
  • Darren Louie (1)OPINION: AI is about to get your credit card. Who signs off? Mar. 26, 2026
  • HumanX_recapHumanX: Between Prophecy and Procurement Apr. 9, 2026

This month:

  • FNCombining Households in the Era of Modern Money Management Apr. 23, 2026
  • FN“A race against time” – Fenrock AI’s CEO on fighting the impending wave of AI fraud May. 7, 2026
  • HumanXOverheard At HumanX 2026 Apr. 16, 2026
  • What is Really Going on With Private CreditWhat is Really Going on With Private Credit Apr. 30, 2026
  • How Traversal Prevents Million-Dollar OutagesHow Traversal Prevents Million-Dollar Outages Apr. 30, 2026
  • Alloy President Laura SpiekermanAlloy President Laura Spiekerman on Agentic AI and Identity Risk Apr. 2, 2026
  • peter2The Flipping Point: Why Fintech Meetup 2026 Marked the End of AI Hype Apr. 6, 2026
  • FN1No Backspace in the Physical World – Building AI for 5,000-lb Machines Apr. 9, 2026
  • FNThe Bank Charter Gold Rush: What’s Really Happening and What it Means for Banking Feb. 12, 2026
  • HumanX_recapHumanX: Between Prophecy and Procurement Apr. 9, 2026

More News
  • About
  • Contact
  • Disclaimer
  • Privacy Policy
  • Terms
Subscribe
Copyright © 2026 Fintech Nexus
  • Topics
    • AI
    • Banking
    • Blockchain/DeFi
    • Embedded Finance
    • Fraud/Identity
    • Investing
    • Lending
    • Payments
    • Regulation
    • Startups
  • Podcasts
  • Products
    • Webinars
    • White Papers
  • TechWire
  • Contact Us
Start typing to see results or hit ESC to close
lis digital banking USA Lending Club UK
See all results