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USA

FintechNews RoundupUSA
·Jan. 5, 2018

Chris Larsen Benefiting From Ripple’s Rise

Chris Larsen, Ripple’s co-founder and executive chairman is benefiting from Ripple’s (XRP) recent rise; CNBC reports that his net worth climbed to $59.9 billion yesterday, at least on paper; this puts him high on the Forbes 400 list, just head of Larry Ellison; Larsen owns 5.19 billion of the digital currency and has a 17% stake in the company; he was previously a founder of Prosper. Source

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FintechNews RoundupUSA
·Apr. 3, 2019

Affirm Raises $300 Million

The Series F round values the company at $2.9 billion post money according to Axios; participating investors include Thrive, Fidelity,...
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FintechNews RoundupUSA
·Jan. 25, 2018

More than 2,000 Bank Branches Close Across US Last Year

US banks closed more than 2,000 bank branches in 2017, an 18 percent increase form the year earlier; Wells Fargo is one of the leading banks as they closed 194 branches and plan to close more than 800 more by 2020; other banks like Citizens Financial is reducing square footage at branches but not closing as many; Banking Technology lists the top 10 banks by branch closures. Source.

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FintechUSA
·Jun. 17, 2020

Upgrade Raises $40M at a $1B Valuation

There are still funding rounds getting done during the pandemic, evenly solidly up rounds; Renaud Laplanche’s Upgrade has just closed...
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News RoundupOnline LendingUSA
·Sep. 6, 2017

Upgrade Hires John Dye

Renaud Laplanche's new consumer lending platform, Upgrade, has announced a new executive hire; John Dye will be joining the executive team as general counsel; John brings experience from Western Union and has also worked at Freddie Mac, Citigroup and Salomon Smith Barney; John Dye will support the firm's legal, compliance and regulatory operations; he is joined by Louis Shansky who has also been hired as deputy counsel. Source

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FintechNews RoundupUSA
·May. 7, 2020

QuadPay Offers Different Way to Buy Now and Pay Later

The buy now, pay later space is full of competition with names like Affirm, Afterpay and Klarna; what’s different about...
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FintechNews RoundupUSA
·Jun. 17, 2019

Automated Advice is Not as Objective as You Think

There has been a wide trend in recent years to use automated investment advice as it is seen to be...
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FintechNews RoundupUSA
·Oct. 31, 2017

Fintech Lawyer Discusses CFPB/Fintech Partnerships

Alexandra Villarreal O’Rourke from McGuireWoods discusses Project Catalyst and the no-action letter program from the CFPB in a Let’s Talk Payments interview; the first no-action letter was issued to Upstart, a consumer lender in the US. Source

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FintechNews RoundupUSA
·Mar. 30, 2020

Fintechs Authorized to Make Small Business Loans as Part of Government Stimulus

Last week the government passed the CARES Act which included $349 billion in loan guarantees for small businesses; we also...
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FintechNews RoundupUSA
·Feb. 14, 2020

Senators Probe Online Lenders Use of Education Data in Lending

Sens. Sherrod Brown, D-Ohio, Elizabeth Warren, D-Mass., and three other Democratic senators sent a letter to Upstart Network and other...
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