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USA

FintechUSA
·Jun. 10, 2020

Banks Need to do More to Address Inequality and Racism

Writing an op-ed in American Banker Jennifer Tescher, CEO of the Financial Health Network, says banks have a responsibility to...
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FintechNews RoundupUSA
·May. 24, 2019

OCC Singles Out Financial Innovation as an Emerging Risk

In their semi annual report published this week, the OCC singled out financial innovation and rapid developments in fintech as...
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EuropeFintechNews RoundupUSA
·Jan. 15, 2019

European Banks Lag Behind U.S. Banks in Innovation

Finastra CEO Simon Paris tells CNBC that European Banks are falling behind their U.S. counterparts when it comes to innovation;...
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FintechNews RoundupUSA
·Feb. 20, 2018

New Products Help Homeowners Purchase Homes and Sell Equity

In recent years there have been several companies who are focused on what are called shared-equity contracts; these companies provide help to potential homebuyers by providing a portion of the down payment; some companies also offer the ability for current homeowners to sell equity in their home which is an alternative to a cash-out refinance; investors hope to participate in the upside as property values increase; some of the players in this space are Landed, Unison, Point and Patch Homes. Source

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FintechNews RoundupUSA
·Mar. 29, 2018

Lend Academy Article: Larry Summers Has Resigned From the LendingClub Board

The former Treasury Secretary is being replaced by Stanford Economics Professor Susan Athley. Source

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FintechNews RoundupUSA
·Jan. 9, 2020

An in Depth Look at Plaid, the Company Powering Most Open Banking Interactions in the US

In the age of open banking, personal information is now being shared across many different institutions; the company powering this...
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News RoundupOnline LendingUSA
·Feb. 28, 2017

The Rebundling of the Financial Services

MoneyLion talks about the evolution of the fintech industry and the rebundling of financial services in their featured blog post; the first wave of fintech was known for its unbundling of traditional financial services by fintech companies; as these companies have achieved success from focused product development, they are now looking to expand services for new verticals and cohesive cross selling; banks are also more broadly diversifying to meet customer needs; MoneyLion also notes API development as a key factor supporting the rebundling of services; the firm has brought together a range of online services that help customers improve their financial health and it sees rebundling as an important trend that will help to support more comprehensive fintech services for clients. Sponsored Blog Post

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FintechNews RoundupUSA
·Mar. 9, 2018

Amazon Hiring in New Mortgage Lending Division

According to HousingWire Amazon is exploring the mortgage lending business and is actively hiring in the new division; the company is already rumored to be looking into offering a checking product. Source

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FintechNews RoundupUSA
·Apr. 14, 2020

Wells Fargo Increases Loan Loss Provisions

Wells Fargo shared that they set aside $4 billion in loan-loss provisions in Q1 2020, a number five times that...
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FintechNews RoundupUSA
·Mar. 19, 2019

ZestFinance Launches ZAML Fair To Bring Fairness to Mortgage Lending

ZestFinance, the pioneering artificial intelligence software company focused on credit, has launched a new tool called ZAML Fair that aims to...
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