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FintechNews RoundupUSA
·Jan. 2, 2019

The Black Box Issue with AI is Starting to be Solved

One of the biggest impediments to using AI to lend is that credit decisions are made in a black box...
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FintechNews RoundupUSA
·Jan. 2, 2019

US Consumer Debt at All Time Highs

The WSJ reports that credit card, personal, auto and student loan debt is slated to top $4 trillion in 2019;...
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FintechNews RoundupUSA
·Jan. 2, 2019

B2B New Focus for Visa, Mastercard, Amex

Card conglomerates, including Visa, Mastercard and American Express, grabbed multiple headlines in 2018 centered on their adoption of commercial cards as well...
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FintechNews RoundupUSA
·Jan. 2, 2019

Fintechs to Carry 2018 Momentum into 2019

In 2018 fintechs proved to be relevant disruptors and their equity value continued to outpace incumbents. Looking ahead to 2019,...
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FintechNews RoundupUSA
·Jan. 2, 2019

Behavioral Banking is Becoming more Widespread

South Africa based Discovery Bank is launching in a few months as the first behavioral bank, though the trend in...
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FintechNews RoundupUSA
·Jan. 2, 2019

Lend Academy Podcast: Kevin Tweddle of Independent Community Bankers of America

Kevin Tweddle is Group EVP for Innovation and Financial Technology at the ICBA which is the leading trade organization representing...
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FintechNews RoundupUSA
·Jan. 2, 2019

Generous Reward Cards Bring Increased Costs to Big Banks

According to a recent Wall Street Journal report, costs associated with rewards credit cards increased an average of 15 percent during the...
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FintechNews RoundupUSA
·May. 31, 2018

US Fintechs Tightening Credit Criteria on Consumer Loans

Platforms such as SoFi, Prosper, LendingClub and Avant have tightened their underwriting criteria as of late; loan pools packaged into...
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FintechNews RoundupUSA
·May. 31, 2018

Google and PayPal Expand Payments Partnership

Google and PayPal have announced that they will be looking to expand their payments partnership; PayPal will be available across...
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FintechNews RoundupUSA
·May. 31, 2018

Lessons from the Starbucks Mobile App for Payments Companies

More than 20 million customers use the Starbucks mobile app for payments at least once every 6 months, that is...
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