LendingClub recently announced that they would be acquiring Radius Bank; the news was a groundbreaking moment for fintech as LendingClub...
Scott Stewart is the CEO of the Innovative Lending Platform Association or ILPA; ILPA members include many of the large...
Scott Zoldi, chief analytics officer at FICO, discusses innovation in credit data, credit scoring and fraud protection; FICO has been using artificial intelligence for decades and the firm has over 130 patents; Scott has experience in theoretical physics and joined FICO in 1999 to focus on the use and development of data with a specific interest in machine learning; Scott talks about the company's standard credit scoring services and also the innovative solutions FICO has developed including the FICO XD score for financial inclusion and their fraud solution product, Falcon. Source
Credible serves as a multi-lender marketplace, primarily for student loan borrowers; Lend Academy interviews Stephen Dash, Credible's CEO in their podcast; Credible has had great success in the market, beginning in 2012 when Stephen Dash moved to the US from Australia; through partnerships with a broad range of lenders, the company provides detailed, customized lending options; in the past year the company has expanded to personal loans and also partnered with Sallie Mae; given the current market environment Stephen Dash says the business will continue focusing primarily on its student loan customers for the near-term with a longer-term continued focus on customer experience and new loan categories. Source
In episode 249 of the Lend Academy Podcast we interview Stephen Dash, the CEO and Founder of Credible, one of...
Electronic document management is a key aspect of marketplace lending and eOriginal is one of the ecosystem's document management providers; Lend Academy interviews Steve Bisbee of eOriginal in their podcast; eOriginal has been in business since 1996, first focusing on original electronic documents for mortgages, then working with auto financing and expanding into many other areas of lending; in 2012 the company began exploring marketplace lending involvement after the suggestion from an investment bank; eOriginal's first marketplace lending customer was SoFi in 2013 and they have added many more since then; as a well established business, eOriginal also has a good perspective on the regulatory requirements involving data integrity which is also helping industry progression. Source
The CEO and Founder of Juvo shares how he plans to bring billions of unbanked people into the financial system for the first time. Source
Earnest is one of the largest student loan refinancers in the country and also offers personal loans; they were acquired...
The Head of Product for BBVA Open Platform discusses banking as a service and the fintech trends that are most...
The CEO and Founder of NerdWallet talks fintech, consumer finance and the changes that are coming. In less than a...