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USA

FintechNews RoundupUSA
·Feb. 21, 2018

Lend Academy Article: LendingClub Q4 2017 Earnings Results Review

LendingClub grew revenue and announced settlements in two class action lawsuits. Source

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FintechNews RoundupUSA
·May. 16, 2018

How AI Will Change Banking

American Banker has put together a slideshow describing the various ways AI will change how banking is done; bank executives...
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News RoundupOnline LendingUSA
·Apr. 10, 2017

Consumers Increase Borrowing

Consumer borrowing increased by $15.2 billion in February, according to a report from the Federal Reserve; credit card borrowing increased by $2.9 billion helping total credit card debt outstanding to increase to $1 trillion; auto loan and student loan borrowing also increased in February by $12.3 billion. Source

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FintechUSA
·Jun. 2, 2020

New Head of the OCC Clarifies the Madden Rule

Brian Brooks became the Acting Comptroller of the Currency last Friday and he hit the ground running; he issued a...
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FintechNews RoundupUSA
·Apr. 22, 2019

JPMorgan Expands Blockchain Usage for Payments and Fintechs

JPMorgan’s Interbank Information Network (IIN) has already signed up more than 220 banks and now they plan to expand the...
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FintechNews RoundupUSA
·Apr. 8, 2020

Colchis Capital Shutting Down Main Funds

Reuters reports that Colchis Capital Management, a major player in investing in online direct lending platforms is winding down its...
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FintechUSA
·Jul. 23, 2020

Affirm Powers Shopify’s Buy Now Pay Later Product

Affirm has struck a partnership with Shopify to power their buy now pay later product; “We’re super excited to be...
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FintechNews RoundupRegulationUSA
·Mar. 15, 2017

House Republicans Send Letter Requesting Slowdown of Fintech Charter

A group of House Republicans has sent a letter to Comptroller Thomas Curry requesting his agency slowdown its plans for a fintech charter; the letter was signed by House Financial Services Committee Chairman Jeb Hensarling and 33 other House Republicans; it primarily suggests that stakeholders are not receiving an appropriate amount of time to comment on the full details of the fintech charter and that there is potential for the fintech charter to be overturned by Congress.  Source

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FintechNews RoundupUSA
·Apr. 5, 2018

Ripple Attempted to Financial Incentives to be Listed on Major Exchanges

According to Bloomberg, Ripple attempted to provide financial incentives to exchanges Gemini and Coinbase for its XRP cryptocurrency to be listed; Some believe that the exchanges are reluctant to include XRP because the token could be deemed securities because it is controlled by one single company; the article by Bloomberg shares that a Ripple executive offered a $1 million cash payment to Gemini which was followed by other incentive offerings; Ripple also offered lending Coinbase $100 million of XRP to let users trade the asset. Source

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FintechNews RoundupUSA
·Apr. 15, 2019

US Bank Hires First Chief Digital Officer

Derek White who previously worked for BBVA and Barclays will be joining US Bank as chief digital officer and will...
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