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FintechNews RoundupUSA
·Apr. 30, 2019

OCC Seeks Comments on Fintech Pilot Program

The OCC is looking for feedback on whether to launch a program for banks and vendors to test new financial...
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FintechUSA
·Jun. 5, 2020

OCC Seeks Public Input on Digital Banking and Cryptocurrency Use

Yesterday, the OCC said it was reviewing its regulations around digital banking activities that includes looking at cryptocurrency and blockchain...
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FintechNews RoundupUSA
·Aug. 7, 2017

OCC Seeks to Dismiss Fintech Charter Lawsuit

The OCC has filed a motion to dismiss in a court case filed by the CSBS suggesting that the agency is not authorized to issue the fintech charter it has been drafting to support the growth of fintech companies in the US; the primary argument of the CSBS centers around the issuance of a national charter to fintech companies offering only unbundled banking services with no deposit taking business; in its motion to dismiss the OCC says the CSBS' allegations are speculative given that the OCC has not yet begun taking any applications for a national charter. Source

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FintechNews RoundupUSA
·May. 24, 2019

OCC Singles Out Financial Innovation as an Emerging Risk

In their semi annual report published this week, the OCC singled out financial innovation and rapid developments in fintech as...
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FintechNews RoundupUSA
·Nov. 16, 2017

OCC Softens in Republican Lead Government

The Office of the Comptroller of the Currency (OCC) has shifted back to a softer stance since the Trump administration took office; according to the New York Times the agency is using directives from the interim head to ease back regulations enacted during the Obama administration; the move is part of a wider push to set back financial regulations that some say have hurt banks in recent years. Source.

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FintechNews RoundupUSA
·Mar. 23, 2020

October Pauses Loan Repayments for 3 Months

French based online lending fintech October is telling small businesses they won’t need to make repayments for the next few...
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FintechNews RoundupUSA
·Apr. 21, 2017

Ocwen Financial Corp. Receives Enforcement Orders from 22 State Regulators

Ocwen Financial is currently managing enforcement orders from 22 state regulators regarding abuse of mortgage servicing; factors involved with the proceedings include illegal foreclosures, deceptive fees and mishandled customer home loan payments; shares of the publicly traded company have fallen approximately 50%; the enforcement orders prohibit the acquisition of new mortgage servicing rights and the origination of mortgage loans. Source

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FintechNews RoundupUSA
·Mar. 26, 2019

Omidyar Network Launches Spinoff Targeting Investments in Financial Inclusion

The new initiative is called Flourish, a vc firm to back startups focusing on financial inclusion; this is Omidyar’s third...
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FintechNews RoundupUSA
·Apr. 21, 2020

On-Demand Pay Quickly Becoming a Winner During the Crisis

While writing in his weekly Forbes Column Ron Shevlin of Cornerstone Advisors says on-demand pay or earned wage access services...
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News RoundupOnline LendingUSA
·Mar. 23, 2017

OnDeck a Potential Acquisition Target for Kabbage?

Small business lender Kabbage is planning for a new equity fundraising, targeting a few hundred million dollars; sources say the lender is considering potential acquisitions including a buyout of OnDeck; Kabbage has reported a number of recent successes including a partnership with Banco Santander, expansion to Ireland and the industry's largest asset-backed securitization of small business loans.  Source

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