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USA

FintechNews RoundupUSA
·Apr. 29, 2019

Banks Still Aren’t Lending to Small Businesses

A new report is out from Oxford Economics which found that a decade after the financial crisis, small businesses are...
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FintechNews RoundupUSA
·Jan. 29, 2020

February Hearings will Address Rent-a-Banks and Loans Sold Across State Lines

The House Financial Services Committee will have hearings next month to address regulations related to loans being sold across states;...
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FintechNews RoundupUSA
·May. 9, 2019

Redfin Looks to Bring Online Shopping to the Real Estate Market

Real estate brokerage Redfin piloted a program in Boston that allowed unrepresented homeowners to sell homes through their website; sellers...
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FintechNews RoundupUSA
·Mar. 22, 2018

Google Working With Blockchain Technology in Cloud Business

According to Bloomberg, Google is working on its own blockchain technology in their cloud business; the distributed ledger would allow third parties to post and verify transactions and will also offer a white-label product for companies; Google has also been active in acquiring and investing in startups according to the source. Source

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FintechNews RoundupUSA
·Jan. 14, 2019

Open Banking Architects Sticking to Plan

While the promise of a flood of new products that would create the biggest shake-up in retail banking in decades hasn’t...
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EuropeFintechNews RoundupUSA
·Apr. 1, 2020

Robinhood Delays UK Launch

Many were looking forward to Robinhood launching into the UK market as they would compete with companies like Freetrade and...
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FintechNews RoundupUSA
·Feb. 12, 2020

Bitcoin Tops $10,000 on Central Bank Digital Currencies and Coronavirus

Bitcoin rose 5 percent yesterday to $10,300, which is a five-month high, after comments from Federal Reserve Chair Jerome Powell...
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FintechNews RoundupUSA
·Jan. 18, 2018

CFPB Plans to Rollback Payday Lending Rule

The new CFPB director Mick Mulvaney is planning to rollback a key regulation that will allow payday lenders to charge very high interest rates; the current rule was set to be enacted soon and allow for lenders to become compliant by the middle of 2019; the rule limited the amount of money or the amount of times a person could borrow from these short term lenders; with the removal of the rule payday lenders can go back to operating like they did prior to the CFPB; many fear that lower income Americans will become mired in debt. Source.

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FintechNews RoundupUSA
·Apr. 13, 2020

Personal Capital Reports Strong Growth into 2020

Personal Capital is a personal financial management tool that launched ten years ago; the company saw 23% annualized growth in...
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FintechNews RoundupUSA
·Oct. 6, 2017

Financial Solutions Lab (FinLab) Profiled

FinLab aims to help fintech startups that are helping American consumers; it is funded through a five-year grant from JPMorgan; in total 26 companies have worked or are working with Finlab; TechCrunch profiles how the innovation lab works which includes programs to help startups understand how the banking industry works and meetings in Washington with regulators. Source

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