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USA

FintechNews RoundupUSA
·Mar. 10, 2020

Industry Analysis of the Apple Card

In his weekly column in Forbes Ron Shevlin of Cornerstone Advisors digs into the Apple Card with research done by...
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FintechNews RoundupUSA
·Apr. 16, 2018

Will 2018 be a Year of Falling Valuations in Fintech?

Writing a guest post for FT Alphaville Victor Basta, managing director of boutique investment bank Magister Advisors, says 2018 will be a year of falling valuations. The drop could hurt aspiring companies looking to go public soon, though a correction in valuations could be a long term positive for the market. Source.

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FintechNews RoundupUSA
·Mar. 31, 2020

Kabbage Makes Short Term Furloughs Due to Crisis

Online small business lender Kabbage as furloughed a significant number of the 500 employees in the U.S.; the company hopes...
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FintechNews RoundupUSA
·May. 5, 2020

N26 Raises Additional $100 Million

N26 has raised another $100 million which is an extension of their Series D round announced last year; the round...
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FintechNews RoundupUSA
·Feb. 23, 2018

Banks Grappling with Problems from Zelle

Customers using Zelle within their banking app have fallen prey to a scam where they send money for tickets but never receive the ticket; since the transaction is instantly done the scammer then closes their account and by the time the bank fully settles the payment the money is gone; banks in the Zelle network, and Zelle itself, have said do not send money to anyone unless you know and trust them; when money is lost customers are asking who should be responsible for replace the funds, should the bank refund them or Zelle; the relationship between the banks and Zelle is not entirely clear from the user perspective, with more frauds occurring customers are starting to ask more questions. Source.

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FintechNews RoundupUSA
·Apr. 19, 2018

Community Reinvestment Act Rewrite Needed for Digital Banks

Rewriting the Community Reinvestment Act is a welcomed sign by banks like Ally Bank who does not use branches and misses out on benefits awarded to banks with branch networks; focusing on where banks lend would be a better way to assess potential credit instead of where the bank is physically located. Source.

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FintechNews RoundupUSA
·Mar. 16, 2020

Social Distancing Could Hit Bank Branches Hard

Coronavirus has been the dominating topic of the day and it has taken over almost every aspect of our lives;...
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FintechNews RoundupUSA
·Feb. 28, 2020

Lendio Scores $55mn in Debt & Equity

Lendio, the largest small business loan marketplace, has raised $55mn of debt and equity; the round included $31mn in equity...
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FintechNews RoundupUSA
·Apr. 17, 2020

Why Smart Regulation Leads To Fintech Innovation

In a Forbes column, the CEO and Co-Founder of Finix, talks about the need for regulators to create new rules...
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FintechNews RoundupUSA
·Jan. 23, 2019

The Rise of Unconventional Mortgages

The WSJ reports on the return of unconventional mortgages which played a role in the financial crisis a decade ago;...
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