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FintechUSA
·Jun. 9, 2020

Banks Grappling with Rising Cases on Unemployment Fraud

Typically when someone files for unemployment benefits there is a one to two week waiting period to verify the claim;...
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FintechNews RoundupUSA
·Aug. 15, 2017

Community Banks Stand to Gain a lot from Blockchain if They Pool Their Efforts

In an opinion piece on American Banker, General Counsel of US Century Bank argues that community banks could gain a lot from using blockchain technology; unlike big banks they don't have resources to test ideas and spend millions of dollars; pooling their resources or joining a consortium would be the best way forward to begin to test usages of the technology; engaging with the big four bank vendors is another idea; FIS, Fiserv, Jack Henry and D+H provide the core banking software at most banks and ensuring a dialogue with them is crucial; increased efficiency can help community banks stay competitive in an environment that is becoming more crowded by the day. Source

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FinanceNews RoundupUSA
·Oct. 31, 2016

Fed Meeting This Week Could Outline Plans for a December Rate Hike

With improved labor market data and a better than expected third quarter GDP report on Friday, the Federal Reserve is expected to outline plans for a December rate hike at its November Federal Open Market Committee Meeting (FOMC) this week; economists are expecting verbiage similar to that used last October before the Fed's last rate increase, indicating the economy was on target to meet the FOMC's objectives.  Source

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FintechNews RoundupUSA
·Feb. 1, 2017

Betterment Adding Human Advice

Betterment has announced a new service that will offer professional advice from certified financial planners for an additional fee; the firm has structured the new service in two tiers providing for annual and unlimited advice; the annual access will be charged an additional 40 basis points with a minimum investment required of $100,000; the unlimited access will charge 50 basis points and require a minimum of $250,000; the new offering will target high net worth clients however the company will continue to maintain its $0 minimum investment; it is expected that robo adviser services will evolve to a hybrid model providing both automated and human services; Vanguard and Schwab offer a hybrid model with human advice available by phone or video chat.  Source

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FintechNews RoundupUSA
·May. 20, 2020

An Invisible Coach for Credit Card Debt

Michael Lewis is a well known author, writing The Big Short, Moneyball and Liars Poker; Lewis is a great storyteller...
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FintechNews RoundupUSA
·Apr. 14, 2020

Open Banking Could be a Game Changer for Revolut

Revolut’s announcement in early February to partner with TrueLayer on open banking aggregation could prove to be one of their...
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FintechNews RoundupUSA
·Feb. 5, 2020

FTC Files Charges Against LendEDU

LendEDU is a website that claimed to be a place for users to offer objective reviews of lenders; according to...
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EuropeFintechNews RoundupUSA
·Apr. 21, 2020

Funding Circle and Others Can Prove Themselves Amid Current Pandemic

Funding Circle has struggled in the public markets since their IPO in 2018; now Funding Circle and their peers have...
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FintechNews RoundupUSA
·Feb. 20, 2020

Earnin Shifts Focus to Employers

Wage advance fintech Earnin has started to shift their focus to employers in a bid to reach more consumers; companies...
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FintechNews RoundupUSA
·Jan. 17, 2019

“Smoooth” Move by Klarna Turning to Snoop Dogg

Payment provider Klarna has turned to famed raper Snoop Dogg to be the face of a major campaign called “Get...
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