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USA

FintechNews RoundupOnline LendingReal EstateUSA
·Apr. 6, 2017

Fundrise Files for a For-Sale Housing eFund

Fundrise plans to offer a new fund that invests in the development of homes for sale in Los Angeles, California; investors in the fund will be investing in a diversified portfolio of real estate properties in development and for sale with the option to buy homes in the portfolio; investors will receive distributions from the fund's operating cash flow which will primarily be generated from the sale of homes in the fund; distributions may also be made from other sources of cash flow including structured equity or debt.  Source

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FintechNews RoundupUSA
·May. 15, 2019

Goldman Sachs Shares Future Vision for Marcus

Marcus is now three years old and the bank has big ambitions for the consumer banking brand; Harit Talwar, Goldman...
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FintechNews RoundupUSA
·May. 29, 2019

Wealthfront Leading the Way in Deposit Rates

The competition for deposits continues as Wealthfront has raised the interest rate on their cash account from 2.29% to 2.51%;...
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News RoundupOnline LendingUSA
·Apr. 17, 2017

Fifth Third Bank Expands Partnership with Accion for Small Business Lending

Fifth Third Bank will expand its partnership with Accion US Network which provides access to a network of small businesses; the initiative will focus on increased lending for underserved small businesses in Florida, Indiana, Illinois, Michigan and Ohio; the effort is also an extension of the bank's five-year, $30 billion Community Commitment and will utilize $10 billion allocated to small business lending, product innovation and enhanced underwriting and fulfillment for this alternative lending channel. Source

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FintechNews RoundupUSA
·Mar. 9, 2018

Swift Says Blockchain Needs More Time

Swift says that blockchain technology is not yet ready to handle the billions in daily cross border bank payments; they recently completed a proof of concept test to reconcile international payments between 34 banks; they said the test went well but that progress was still needed before they can trust the technology to handle the scale; the other aspect to consider is that the 11,000 thousand banks on the Swift system would still need to make upgrades to switch to blockchain based payments. Source.

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FintechNews RoundupUSA
·May. 29, 2018

Citi Looking to Bring Back Debit-Card Rewards

Citigroup is looking for new ways to attract customers to their new online bank; the bank is looking into offering...
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FintechNews RoundupUSA
·Jan. 22, 2018

Bank Earnings, Securitization News and More New Hires

In this week’s PeerIQ Weekly Update the company covers the recent spate of bank earning reports, securitization news and issues another round of hiring updates; banks have seen a continued drop in fixed income and commodities trading revenue, picking up the slack has been lending and wealth management; Citigroup and Morgan Stanley had strong reports while Goldman Sachs and American Express missed the mark; SoFi is issuing a $720mn securitization deal, Moody’s rated the A classes AAA; PeerIQ also lists five new hires stemming from the $12mn round last summer. Source.

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FintechNews RoundupUSA
·May. 21, 2018

Banks Begin Using Military Style Tactics for Cybersecurity

More than $445bn was lost to cyber crime last year, a 30 percent increase from three years earlier; banks have...
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FintechNews RoundupUSA
·May. 24, 2019

Banks Start to Use Branches as Billboards

Consistent foot traffic in a bank branch has started to become a thing of the past and banks have been...
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FintechNews RoundupUSA
·Jan. 11, 2019

Open Banking Battle a Struggle for Traditional Banks

A recent report commissioned by Pepper, a 100% mobile bank created by Israel’s leading bank Bank Leumi, claims retail banks are seriously...
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