Challenger bank, Masthaven, launched to offer savings and lending products that they say traditional lenders have ignored; they are the UK's first owner-owned bank where 80% of employees own the bank; the bank uses "smart technology" to help customers meet certain savings goals or decide on loan products they feel would be right for them; Masthaven has been around since 2004 as a specialty lender and will also break into the mortgage market in 2017. Source
