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Lending

Open Banking
·Jan. 23, 2024

Plaid is Everywhere in Fintech Today

Plaid is becoming the glue that connects so much in financial services. Here is a rundown of just some of their recent developments.
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Lending
·Jun. 4, 2024

Plaid launches a new product to take cash flow underwriting mainstream

Plaid has announced a new cash flow underwriting tool call Consumer Report that is the most comprehensive offering for lenders yet.
Read Full Story
A baby holds on to the ear of a piggy bank while being held by its mother.
Opinion
·May. 16, 2022

Prize-linked savings proves to be engaging savings mechanism for underserved bank customers

Savings are the foundation for building wealth, but millions of underserved Americans struggle to take the first step towards establishing financial security through an emergency savings account.
Read Full Story
b-q2-2022-quarterly-credit-industry-insights-report-header-d
Fintech
·Nov. 17, 2022

Record credit card and personal loan balances: TransUnion

According to TransUnion Insights, in Q3 2022 consumers turned to unsecured personal loans and credit cards for breathing room.
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Lending
·Sep. 24, 2012

Revisiting the U-Haul Investors Club

It was almost a year ago when I first wrote about the U-Haul Investors Club. This is the peer to...
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rising design prices, rising construction prices. Copy space.
Opinion
·Mar. 18, 2022

Rising debt will shift fintechs to commercial debt sales

To help manage rising charge-offs, fintech lenders will lean more heavily on commercial debt sales as the year progresses.
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Lending
·Aug. 3, 2022

Rising household debt has more Americans struggling: NY Fed

Household debt continues to rise, proof that more families are struggling to make ends meet, fintech industry executives believe.
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Lending
·Nov. 23, 2008

Saving the World, One Micro Loan at a Time

By Carla Thornton Vin Ron, a farmer, and her husband, a fisherman, struggled to feed their five children on $5...
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Secfi Launches Wealth Product
Fintech
·Sep. 28, 2022

Secfi launches wealth product

Secfi says access to this level of wealth management was previously limited to founders alone, and SecFi brings it to all members.
Read Full Story
lending
digital lending
·Nov. 15, 2023

Section 1071 Requirements are Coming; Banks Need a Strategy

Despite a stay, 1071 is expected to be implemented. Banks may need to rethink their approach to data processing.
Read Full Story
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