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OCC

FintechNews RoundupUSA
·Jan. 15, 2020

Manatt Fintech: What to Expect in 2020

Manatt is one of the leading professional services firms in fintech; in our latest guest post Brian Korn, Neil Faden,...
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FintechNews RoundupUSA
·Jan. 9, 2020

How Can Regulators Keep Up with the Pace of Innovation

After the financial crisis in 2008 there was a sweeping piece of reform that was designed to stop the next...
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Embedded FinanceInvestingneobank
·Oct. 28, 2019

Square’s Robinhood competitor and Robinhood’s Square competitor are rented from API providers, delegating billions

I look at two mental models explaining why and how financial APIs have led to the creation of billions in enterprise value. The driving news is that Square Cash is competing with Robinhood in free trading, powered by trading API company DriveWealth. Last week, we saw that Chime, Robinhood, and Monzo were powered by payments API company Galileo. Should these enablers be worth the billion-dollar valuations of their clients? Are APIs inevitable technology progress? Or are we just seeing venture financing spilling desperately into a rebundling play to find profitability?

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FintechNews RoundupUSA
·Jun. 17, 2019

Google and PayPal Looked into OCC Fintech Charter

While it’s no surprise that many fintech companies were exploring the OCC fintech charter it is interesting that both Google...
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FintechNews RoundupUSA
·May. 20, 2019

Otting Details Recent Changes at the OCC

Over the last year and a half Comptroller of the Currency Joseph Otting has made quite a few changes at...
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FintechNews RoundupUSA
·Jan. 10, 2020

The Fed and OCC-FDIC at an Impasse Over CRA Reform

The OCC and FDIC issued a joint proposal for the overhaul of the Community Reinvestment Act last month while the...
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Regulation
·Nov. 19, 2019

The OCC and FDIC Both Propose a Madden Fix

The Madden saga has been plaguing the marketplace lending industry for years now. We have covered this issue on Lend...
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News
·Sep. 12, 2019

FDIC and OCC Weigh in on Madden Decision

There were some new developments in the Madden case, something we have been following for many years here on Lend...
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FintechNews RoundupUSA
·May. 24, 2019

OCC Singles Out Financial Innovation as an Emerging Risk

In their semi annual report published this week, the OCC singled out financial innovation and rapid developments in fintech as...
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FintechNews RoundupUSA
·May. 15, 2019

Fintech Charter Delayed Amid Lawsuits

It’s no surprise that the recent court decision which allowed New York’s financial regulator to move forward with a case...
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  • Santiago SuarezInside Addi’s mission to build a fairer financial system in Colombia Feb. 19, 2026

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