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AfricacrowdfundingCryptoInvestingpaytech
·Nov. 26, 2021

Powering the FX behind Africa’s trillion-dollar growth, with Aza CEO Elizabeth Rossiello

In this conversation, we chat with Elizabeth Rossiello – the CEO and founder of AZA, an established provider of currency trading solutions which accelerate global access to frontier markets through an innovative infrastructure. Elizabeth founded the company in 2013 in Nairobi, Kenya and has expanded it to 10+ markets across Africa and Europe.

Before founding AZA, Elizabeth was a rating analyst for microfinance institutions across sub-Saharan Africa, consulting for Grameen Foundation, Gates Foundation and the Acumen Fund, as well as working with regulators and policy-makers on legislation for financial innovations. Elizabeth co-chairs the World Economic Forum's Council on Blockchain and holds an M.A. in International Business and Finance from Columbia University.

More specifically, we touch on ratings agencies and the activity of rating intitutions, M-Pesa and how it influenced the thinking towards a crypto-centric future, Africa’s banking landscape and some of the outstanding issues it faces, Bitpesa and how it became Aza, banking infrastructure in Africa, and so so much more!

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Embedded Financeneobankpaytech
·Sep. 29, 2021

Will Paypal’s digital wallet beat Google Pay and Square Cash App on shopping & banking?

PayPal just launched what it calls a super app. It has a cash account with a 0.40% interest rate, direct deposit, money movement, bill pay, and remittance features. It also integrates shopping functionality with rewards and cash back. In this analysis, we compare this offering with Google Pay and Square Cash App, as well as trace the DNA of PayPal to understand whether such an offering will succeed where others failed.

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central bank / CBDCChinaCryptomacroeconomicspaytech
·Nov. 9, 2020

Will the Blockchain Economy run on Bitcoin, Ethereum, or Central Bank Digital Currency?

This week, we look at:

  • The Bitcoin money supply being worth as much as the M1 of several countries

  • The Visa/Plaid deal DOJ anti-trust filing and the PayPal integration of Bitcoin

  • Understanding Central Bank Digital Currencies in the context of card networks, payment processors, and digital economies

  • Chinese CBDC and how it could relate to stopping the $34B Ant Financial IPO

    How a CBDC ecosystem is like an operating system, rather than a payment rail

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decentralized financephilosophyventure capital
·Sep. 7, 2020

How signalling explains SoftBank’s $4 billion call option trade, SushiSwap’s vampire attack, and why we make Art

This week, we look at:

  • PayPal and Square being larger than Bank of America and Goldman Sachs

  • The SoftBank $4 billion in tech oligopoly call options, and why people feel uneasy

  • Uniswap vs. SushiSwap, and Bitcoin vs. Litecoin, and why these forks felt wrong

  • How understanding signalling can help make better decisions

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Asia/PacEuropeFintechNews RoundupUSA
·Aug. 4, 2020

More News for August 4, 2020

Volante

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Fintech Earngins week
Fintech
·Nov. 12, 2021

Q3 Fintech Earnings Week: a Wild Ride

This earnings season started strong but turned uneven this week. Even firms that showed outsized growth saw their stock prices...
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big techdigital lendingdigital transformationInvestingmega banksOpen Bankingpaytechroboadvisorsuper app
·Nov. 23, 2020

Google has come to Banking. What does that mean, and what should we do about it?

Google has done it. In a massive update to Google Pay, the company highlighted exactly the direction of travel for high tech, fintech, and the global banks. It has articulated a vision for competing with Apple Pay and Ant Financial. Let's walk through the features.

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News Roundup
·Nov. 3, 2020

Digital Currencies Finally on the Mainstream Path

One of the biggest questions the crypto and blockchain communities have yet to answer is when would these technologies reach...
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big techdigital transformationneobank
·Aug. 10, 2020

Google banking shows that tech giants are the storefront for everything, and other distributors will fade away

The tech companies will become the storefront to absolutely everything.

There is no Internet, there is only Google.

There is no commerce, there is only Amazon.

There is no finance, there is only WeChat / Tencent?

I don't know about you, but I cannot pay for anything in cash in London anymore. COVID has made the city go cashless. For China, QR codes have long replaced the need for paper money. And if there is no cash, what is the point of ATMs, and ATM fees, and bank branches, and bank branch staff? Financial firms no longer need to be the place where you shop for financial product.

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FintechUSA
·Jul. 31, 2020

PayPal Has Best Quarter Since IPO as Digital Payments Take Hold

PayPal broke all sorts of records in the second quarter of 2020 as the acceleration of digital payments continued to...
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