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central bank / CBDCdecentralized financeenterprise blockchaingovernanceregulation & compliance
·Mar. 9, 2020

Why Facebook’s Libra needs to change course, Ethereum’s Fintech promise, and a look at JP Morgan’s blockchain analysis

I anchor around the issues Libra is seeing in trying to develop a money, and what alternate strategies are available. We also analyze elements of a JP Morgan 2020 blockchain report, which highlights the differences between running a financial products (like a money) and a financial software (like a payments processor). In light of this necessary pivot for the regulated Facebook, we look again at Ethereum's decentralized finance ecosystem and the types of challengers it has created for Jack Henry, Finastra, Envestnet, TradeWeb, and other infrastructure providers.

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FintechNews RoundupUSA
·Jan. 31, 2020

PayPal Continues to See Success with Venmo

Venmo continues to pay dividends for PayPal with the p2p payments app growing payments volume by 56 percent in the...
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augmented realitybig techdigital lendingeCommercemarketingMetaverse / xR
·Jul. 8, 2019

Google and Amazon’s mixed reality advertising could become digital lending and payments platforms

Finance is everywhere, and everywhere is finance. Smart city supply chains, self driving car insurance, video game real estate markets -- no matter which frontier technology you touch, it will have embedded implications on the delivery of financial services. And why wouldn't it? Like the use of language, finance is a human technology that allows societies to coalesce and compete with one another (in the Yuval Harari sense). It lifts people out of poverty and into entrepreneurship through microloans, providing generational sustenance for their families. And of course it also throws them into pits of corruption and greed, as they drink too deeply from the rivers of securitization and political power.

But enough poetry! I want to talk about augmented reality, attention platforms, and the re-formulation of payments and lending propositions in a global context.

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FintechNews RoundupUSA
·Jun. 25, 2019

Libra has Potential to Upend Plans for Fintech Companies

There has been considerable buzz around Facebook’s Libra project and what it means for the monetary systems; fintech companies are...
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FintechNews RoundupUSA
·Jun. 17, 2019

Google and PayPal Looked into OCC Fintech Charter

While it’s no surprise that many fintech companies were exploring the OCC fintech charter it is interesting that both Google...
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FintechNews RoundupUSA
·Mar. 6, 2020

Survey Shows Bank Executives Fear New Payments Tech the Most

A new survey by Promotory Interfinancial Network of 543 senior bank executives showed that their number one fear is the...
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Peer to Peer Lending
·Dec. 30, 2019

The Ten Biggest News Stories of the Decade in Marketplace Lending

I started writing about marketplace lending back in 2010, so I have spent almost the entire decade immersed in this...
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FintechNews RoundupUSA
·Jun. 28, 2019

PayPal COO Talks About Joining Project Libra

PayPal COO Bill Ready talked to Karen Webster of PYMNTS.com about the decision to join Facebook’s project Libra; PayPal exists...
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FintechNews RoundupUSA
·Jun. 24, 2019

Recession News, Big Tech and Fintech Financings

In this week’s PeerIQ Industry Update they cover the increasing likelihood of a recession as forecasts show a 33 percent...
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FintechNews RoundupUSA
·Jun. 14, 2019

Facebook’s Crypto Project Gets Big Support

Facebook plans to reveal their crypto plans next week and now they count a group of impressive backers to support...
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