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FintechNews RoundupUSA
·May. 29, 2020

Remittances Rapidly Become All Digital

Remittances have always been extremely important to a certain segment of the economy and the process has been dominated by...
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FintechNews RoundupUSA
·Apr. 28, 2020

Remote Hiring at Large Fintechs

TransferWise, Revolut and Monzo are all fintech companies that are hiring staff remotely at a time when many are cutting...
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FintechNews RoundupUSA
·May. 15, 2020

Remote Online Notarization Begins to Take Hold

On May 12 BMO closed their first home equity line of credit remotely using Blend’s digital closing product Blend Close;...
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FintechNews RoundupUSA
·Oct. 16, 2017

Renaud Laplanche Discusses Lending Club Exit and New Venture Upgrade

Business Insider interviewed Renaud Laplanche last week at LendIt Europe; on his exit from Lending Club, Laplanche stated, “It was very, very frustrating. I'm not commenting on the story, but the best way to actually understand what really happened is to read the filings. I think the press made it sound a lot worse, a lot more sensational, than it really was.”; he is taking what he learned from building Lending Club and applying it to his new company Upgrade; Laplanche stated that he hopes to launch a new product each year with possible expansion into mortgages, auto loans, credit cards, home equity and lines of credit. Source

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News RoundupNorth AmericaOnline LendingUSA
·Nov. 16, 2016

Renaud Laplanche Launches Credify with Old Lending Club Execs

According to the Wall Street Journal, former Lending Club CEO Renaud Laplanche has started a new online lender called Credify; the company has setup offices in the financial district of San Francisco and was incorporated less than a month after leaving Lending Club; former Lending Club executives Jeff Bogan and Adelina Grozdanova have also joined the new company; it plans to make its first loans in 2017.  Source

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News RoundupOnline LendingUSA
·Apr. 6, 2017

Renaud Laplanche Launches Upgrade

Renaud Laplanche has announced the launch of a new online consumer lending platform called Upgrade; the firm's investors include Apoletto, CreditEase, FirstMark Capital, Noah Holdings, Ribbit Capital, Sands Capital Ventures, Silicon Valley Bank, Union Square Ventures, Uprising and Vy Capital; the firm will partner with WebBank for loan originations and plans to sell its loans to institutional investors; it is working with Jefferies on its capital markets strategy and a loan securitization program; the firm also has plans to use blockchain for data management and transactions.  Source

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FintechUSA
·Jul. 10, 2020

Renaud Laplanche on Fintech Performance During the Pandemic

Fresh off a new funding round that put Upgrade in unicorn status, CEO and Co-founder, Renaud Laplanche talked with Crowdfund...
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FintechUSA
·Jun. 10, 2020

Renaud Laplanche on the Role of Fintech in the Crisis

In a wide ranging interview with Crowdfund Insider, Upgrade CEO and Co-founder Renaud Laplanche discusses what makes his company unique...
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FintechNews RoundupUSA
·Mar. 11, 2020

Rent-a-Banks and High Cost Lending

California has capped interest rates at around 37% per year on some consumer loans; despite this companies are able to...
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FintechNews RoundupUSA
·Oct. 27, 2016

Republic Bank Launches Digital-Only Bank under New Brand, MemoryBank

Republic Bank & Trust Co. launched a digital-only bank branded as MemoryBank, this would stand alone from Republic and would aim to offer simplified products; this digital bank is courting those in Generation X, as opposed to the millennial generation; according to Andrew Varga, Chief Innovation and Strategy Officer of Republic Bank & Trust Co., the new digital bank will allow for the regional bank to have a national footprint.  Source

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