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USA

FintechNews RoundupUSA
·Jan. 11, 2019

Open Banking Battle a Struggle for Traditional Banks

A recent report commissioned by Pepper, a 100% mobile bank created by Israel’s leading bank Bank Leumi, claims retail banks are seriously...
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FintechNews RoundupUSA
·Jun. 26, 2019

Small Banks Grapple with Vendor Contracts

In the last 5 years HarborOne Bancorp has converted from a credit union to a mutual bank, became 45 percent...
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FintechUSA
·Jul. 15, 2020

Google Cloud Adds Data Encryption Layer

Google Cloud has added a new security layer to their cloud offering to better protect customer data. Confidential Virtual Machines,...
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FintechNews RoundupUSA
·May. 23, 2019

Wealthsimple Raises $75mn as They Look Towards a Future IPO

Digital wealth management startup Wealthsimple raised $75mn from the digital investment arm of Germany’s Allianz, Allianz X, along with early...
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FintechNews RoundupUSA
·May. 26, 2020

People Begin Turning to Financial Therapists as Crisis Continues

Finances are some of the most stressful parts of our lives and the current crisis only exacerbates issues that already...
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FintechNews RoundupUSA
·Sep. 13, 2017

Lend Academy Article: Orchard Launches New “Deals” Platform Connecting Institutional Investors and Originators

Orchard has been working for a long time on their new platform called Orchard Deals; the platform has been redesigned from the ground up and boasts more than just a secondary market; features include deal listings, capital management, advanced analytics, data services and news & insights; Peter Renton from Lend Academy spoke with Orchard CEO Matt Burton and outlines what’s new in the blog post. Source

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FintechNews RoundupUSA
·Nov. 1, 2017

Noreika on National Bank Charters

Keith Noreika, the acting Comptroller of the Currency recently signed the first full-service de novo national bank charter since the financial crisis to Winter Park National Bank of Florida; Noreika believes there are still too few new banks and part of the problem is the onerous process; Noreika outlines the lengthy process and discusses his suggested changes in his testimony back in June. Source

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FintechUSA
·Jul. 24, 2020

Dave Getting Early Traction on New Bank Account

Fintech startup Dave began rolling out their new bank account in May to a waiting list of two million people;...
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FintechUSA
·Jun. 16, 2020

How Stash Uses Data to Build Next-Gen Financial Products

Stash has quickly become one of the hottest fintechs and the company has seen continued success during the current pandemic;...
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FintechNews RoundupOnline LendingUSA
·Jan. 9, 2017

Unison Providing Unique Mortgage Down Payment Service

Unison offers funds for a down payment in exchange for a home ownership stake; in the case of one California homebuyer, the company matched their 10% down payment and required no monthly payments; instead the borrower must repay Unison with the sale of their house plus 35% of any real estate gains incurred from the sale; a handful of companies are offering similar real estate products including Point which offers cash-for-equity arrangements for existing homeowners.  Source

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