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FintechNews RoundupUSA
·Feb. 6, 2020

Democrats are Split on Interest Rate Cap Bill

There has long be rumors that there was a split amongst democrats over whether extending the 36 percent rate cap...
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FintechNews RoundupUSA
·Mar. 6, 2019

Deposit Security Gives Incumbent Banks an Edge

Fintech firms, especially digital banks, have captured the attention of investors and the overall financial service market in recent years...
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FintechNews RoundupUSA
·Jan. 4, 2019

Despite Crypto Troubles, Blockchain Continues to Progress

All the market drama surrounding plunging cryptocurrency values in 2018 took the focus off of the real progress blockchain technology made...
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FintechNews RoundupUSA
·Apr. 24, 2018

Despite Rumors JPMorgan’s Quorum Blockchain Continues to Build and Test

Despite the rumors of a spinoff and losing Amber Baldet JPMorgan Chase is still pushing forward with their Quorum blockchain; they recently tested the issuance of a $150 million, one-year, floating-rate Yankee certificate of deposit on the blockchain, in parallel with the actual issuance of the CD according to American Banker; in regards to the spinoff the bank has yet to completely deny the rumors, though they could spinoff parts of the group and still house Quorom within the bank. Source.

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FintechNews RoundupUSA
·May. 26, 2020

Detailing All the Digital Offerings at LendIt Fintech

In the past two months here are LendIt Fintech we have focused completely on providing industry leading digital content for...
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FintechNews RoundupUSA
·Feb. 13, 2020

Details Emerge about China’s Digital Currency

According to more than 80 patents viewed by the Financial Times the People’s Bank of China has made significant progress...
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FintechNews RoundupUSA
·Mar. 22, 2017

Deutsche Bank Opens New York Innovation Lab

Deutsche Bank's innovation lab adds to a number of recently opened innovation labs by other large banks in New York City; the Deutsche Bank innovation lab will be looking to identify new ideas, hire talent from fintech startups, and acquire or invest in fintech startup companies; the innovation lab is Deutsche Bank's fourth in the past 18 months with other labs located in Silicon Valley, London and Berlin; a main focus of the New York lab will be testing new technology for the capital markets with a focus on artificial intelligence, cloud computing and cybersecurity; new technologies implemented from the bank's other sites include enhanced credit risk analysis software, improved network risk management and new applications for retail bank clients.  Source

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FintechNews RoundupUSA
·Feb. 26, 2018

Deutsche Bank Says Bitcoin’s Scaling Problem is Improving

Deutsche Bank examined whether bitcoin is improving in a recent note they sent to clients last week; a few factors have played into fees staying low, less demand with people looking to transfer their bitcoin and the SegWit upgrade to the bitcoin network; while only 14 percent of transactions occur through the SegWit update the tech is helping to improve the network; transaction volumes moving lower are the bigger reason for the drop in fees according to Mosaic.io co-founder Garrick Hileman. Source.

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FintechNews RoundupUSA
·Apr. 6, 2018

Different Corporate Culture at Goldman’s New Office

Bloomberg reports on Goldman Sachs’ new San Francisco office culture which has no dress code and offers kombucha in the break room; Jeff Winner was hired this year to run the office which aims to employ 80 people; Winner leads the engineering team behind their successful consumer brand Marcus; with their new office location they will compete for talent from names like Google and Amazon. Source

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FintechUSA
·Jul. 13, 2020

Digging into the PPP Loan Data

In his weekly Forbes column Ron Shevlin analyzes the loan data for the Paycheck Protection Program that was released by...
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